Joe Wells
Sr. Loan Officer
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe and his staff answered all my questions and explained everything to me. They also worked with me and HOA to get my loan closed at a great rate.
Joe and his staff answered all my questions and explained everything to me. They also worked with me and HOA to get my loan closed at a great rate.
It has been years since I've purchased property. Joe made this a relative painless experience with his advice and guidance. Kay and I greatly appreciate his help and will recommend him to others.
It has been years since I've purchased property. Joe made this a relative painless experience with his advice and guidance. Kay and I greatly appreciate his help and will recommend him to others.
The refinancing process was smooth and we completed 10 days a head of original closing. Thank you.
The refinancing process was smooth and we completed 10 days a head of original closing. Thank you.
Joe and the rest of the folks that handled our refi were great from start to finish!!! Made the process very easy!!!
Joe and the rest of the folks that handled our refi were great from start to finish!!! Made the process very easy!!!
Thanks for making this an easy transaction! We appreciate all you and the team did to facilitate our refi.
Thanks for making this an easy transaction! We appreciate all you and the team did to facilitate our refi.
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719