

Joe Wells
Sr. Loan Officer

We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
We had a complicated file with multiple businesses and income streams, so there was A Lot of paperwork, but Joe and his team pulled through and got us closed! Highly recommended!
We had a complicated file with multiple businesses and income streams, so there was A Lot of paperwork, but Joe and his team pulled through and got us closed! Highly recommended!
I was always able to get in touch with Joe if I needed to. Also, he did a great job explaining things to me.
I was always able to get in touch with Joe if I needed to. Also, he did a great job explaining things to me.
Joe and all of the Caliber team were amazing. I can’t say enough about how easy they made the process. Definitely the best experience I’ve had buying a home.
Joe and all of the Caliber team were amazing. I can’t say enough about how easy they made the process. Definitely the best experience I’ve had buying a home.
smooth experience
smooth experience
Had a few minor hiccups but overall had a great experience. Thank you
Had a few minor hiccups but overall had a great experience. Thank you
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719