

Joe Wells
Sr. Loan Officer

We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
They were there through all my thousand questions. Great service
They were there through all my thousand questions. Great service
Joe is great! Friendly, helpful and wonderful communication. I highly recommend him! He made the home buying process easy and stress free!
Joe is great! Friendly, helpful and wonderful communication. I highly recommend him! He made the home buying process easy and stress free!
The process was very speedy, the team always had the answers to my questions.
The process was very speedy, the team always had the answers to my questions.
Over all experience was great! Joe and Caliber worked hard to insure we were able to meet our September 30th closing. We finally get to enjoy our dream beach retreat!
Over all experience was great! Joe and Caliber worked hard to insure we were able to meet our September 30th closing. We finally get to enjoy our dream beach retreat!
Joe did an amazing job!! Even though we had some hiccups due to weather( hurricanes and flooding in the area, spotty electricity and internet) Joe and his team stepped up their game and we closed on time. We appreciate all the hard work and...
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Joe did an amazing job!! Even though we had some hiccups due to weather( hurricanes and flooding in the area, spotty electricity and internet) Joe and his team stepped up their game and we closed on time. We appreciate all the hard work and...
read more
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719