Joe Wells
Sr. Loan Officer
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Great service!
Great service!
We were extremely satisfied with Joe, our lender! However on the underwriting side, there were last minute items (last two pay statements) asked for on the day of closing that ultimately delayed our closing for nearly a week. Granted there...
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We were extremely satisfied with Joe, our lender! However on the underwriting side, there were last minute items (last two pay statements) asked for on the day of closing that ultimately delayed our closing for nearly a week. Granted there...
read more
Joe and his team were great to work with during refinancing process.
Joe and his team were great to work with during refinancing process.
Quick, no problem loan process.
Quick, no problem loan process.
While my overall experience was positive, I wish that the list of financial and other documents that was requested of me had been more comprehensive. As a first-time home buyer, I felt on numerous occasions that I was left to guess what documents...
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While my overall experience was positive, I wish that the list of financial and other documents that was requested of me had been more comprehensive. As a first-time home buyer, I felt on numerous occasions that I was left to guess what documents...
read more
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719