

Joe Wells
Sr. Loan Officer

We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe was so helpful and awesome through the entire home buying process!
Joe was so helpful and awesome through the entire home buying process!
Joe is great! Very easy to work with, very informative and quick response times. This was my second closing with him and I highly recommend him and his group.
Shaunda
Joe is great! Very easy to work with, very informative and quick response times. This was my second closing with him and I highly recommend him and his group.
Shaunda
From the very beginning Joe was helpful and gave me some great advice. He was professional, communicated well and always took time for me. I have bought a lot of properties and have never worked with someone as easy to work with as Joe. He...
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From the very beginning Joe was helpful and gave me some great advice. He was professional, communicated well and always took time for me. I have bought a lot of properties and have never worked with someone as easy to work with as Joe. He...
read more
Joe and his team were with me all along the way. When he was unavailable, Annabel was equally responsive. As a healthcare CEO, I appreciate the attention to detail and the customer service the Caliber loan team provided.
Joe and his team were with me all along the way. When he was unavailable, Annabel was equally responsive. As a healthcare CEO, I appreciate the attention to detail and the customer service the Caliber loan team provided.
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719