Joe Wells
Sr. Loan Officer
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe and Annabelle are so very knowledgeable! They knew exactly what was needed and were kind yet straightforward in their requests. They did not try to fudge their explanations or appear more hopeful than necessary, which we really appreciated....
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Joe and Annabelle are so very knowledgeable! They knew exactly what was needed and were kind yet straightforward in their requests. They did not try to fudge their explanations or appear more hopeful than necessary, which we really appreciated....
read more
Thanks for the hard work you did
Thanks for the hard work you did
Great job to the entire team. Thank you very much.
Great job to the entire team. Thank you very much.
Joe, was very friendly and explained everything very!
Joe, was very friendly and explained everything very!
Joe was super knowledgeable, professional, honest and fair! He also has a great assistant! We couldn’t have asked for a better person to deal with purchasing our condo in Florida! He was quick to work with our agent and title company to come...
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Joe was super knowledgeable, professional, honest and fair! He also has a great assistant! We couldn’t have asked for a better person to deal with purchasing our condo in Florida! He was quick to work with our agent and title company to come...
read more
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719