

Joe Wells
Sr. Loan Officer

We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Sat
24 hours
Sun
24 hours(Open now)
Mon
24 hours
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Helpful people
Reply from Joe Wells
April 9th, 2025 04:22 PM
Thanks for the positive feedback Amy!
Helpful people
Reply from Joe Wells
April 9th, 2025 04:15 PM
Thanks for the positive feedback Amy!
pretty straight forward
Reply from Joe Wells
April 9th, 2025 04:15 PM
Thanks for the positive feedback Ned!
pretty straight forward
Reply from Joe Wells
April 9th, 2025 04:22 PM
Thanks for the positive feedback Ned!
Great customer service and response time.
Great customer service and response time.
Joe was excellent at keeping us updated and informed. He was very professional, knowledgeable and his team was top notch. Will definitely use Joe and the Caliber Home Loans team again!
Joe was excellent at keeping us updated and informed. He was very professional, knowledgeable and his team was top notch. Will definitely use Joe and the Caliber Home Loans team again!
Joe was very helpful and always answered our questions in a timely manner. I appreciate him helping us put in an offer on the 4th of July!!
Joe was very helpful and always answered our questions in a timely manner. I appreciate him helping us put in an offer on the 4th of July!!
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719