Joe Wells
Sr. Loan Officer
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
I represented the seller in this transaction. Joe did a great job with the buyer although I did not have much communication with him. I have worked with Joe in past transactions and he is a true professional in the industry.
Reply from Joe Wells
April 9th, 2025 04:15 PM
Thanks for the kind words Sara :)
I represented the seller in this transaction. Joe did a great job with the buyer although I did not have much communication with him. I have worked with Joe in past transactions and he is a true professional in the industry.
Reply from Joe Wells
April 9th, 2025 04:22 PM
Thanks for the kind words Sara :)
Joe went above and beyond to make this transaction smooth, pleasant, and stress free.
Reply from Joe Wells
April 9th, 2025 04:15 PM
Thanks for allowing us to assist Chanda! As well for the positive review :)
Joe went above and beyond to make this transaction smooth, pleasant, and stress free.
Reply from Joe Wells
April 9th, 2025 04:22 PM
Thanks for allowing us to assist Chanda! As well for the positive review :)
Joe is an outstanding loan officer and a fantastic communicator. He is exceptionally skilled at what he does, and we always enjoy working with him. When Joe says he can get the job done, we know we can trust him to follow through every step...
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Reply from Joe Wells
January 7th, 2025 02:27 PM
A very sincere thanks!
Joe is an outstanding loan officer and a fantastic communicator. He is exceptionally skilled at what he does, and we always enjoy working with him. When Joe says he can get the job done, we know we can trust him to follow through every step...
read more
Reply from Joe Wells
January 7th, 2025 02:27 PM
A very sincere thanks!
Joe is an outstanding loan officer and a fantastic communicator. He is exceptionally skilled at what he does, and we always enjoy working with him. When Joe says he can get the job done, we know we can trust him to follow through every step...
read more
Reply from Joe Wells
April 9th, 2025 04:15 PM
Hi Sean, thanks so much for your kind words and for giving me a 5-star rating! It's always a pleasure to work with you too. I'm glad to hear you've found my communication and work to be helpful in finalizing your loan for the purchase. It means...
read more
Joe is an outstanding loan officer and a fantastic communicator. He is exceptionally skilled at what he does, and we always enjoy working with him. When Joe says he can get the job done, we know we can trust him to follow through every step...
read more
Reply from Joe Wells
April 9th, 2025 04:22 PM
Hi Sean, thanks so much for your kind words and for giving me a 5-star rating! It's always a pleasure to work with you too. I'm glad to hear you've found my communication and work to be helpful in finalizing your loan for the purchase. It means...
read more
Super quick and easy.
Reply from Joe Wells
April 9th, 2025 04:22 PM
Thanks for the positive feedback!
Super quick and easy.
Reply from Joe Wells
April 9th, 2025 04:15 PM
Thanks for the positive feedback!
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719