Joe Wells
Sr. Loan Officer
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe was very responsive whenever I had a question or needed help with meeting our financing contingency deadlines! He was very knowledgeable about the different loan categories and did a great job explaining them to me. Joe and his staff were...
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Reply from Joe Wells
July 13th, 2022 03:31 PM
Thanks Lynn!!
Joe was very responsive whenever I had a question or needed help with meeting our financing contingency deadlines! He was very knowledgeable about the different loan categories and did a great job explaining them to me. Joe and his staff were...
read more
Reply from Joe Wells
July 13th, 2022 03:31 PM
Thanks Lynn!!
Joe is very familiar with the mortgage process and his extensive knowledge of the mortgage industry coupled with his great communication made for a smooth process.
Joe is very familiar with the mortgage process and his extensive knowledge of the mortgage industry coupled with his great communication made for a smooth process.
I not only couldn't have done this without Joe's support and guidance, but I wouldn't have wanted to.Joe was ALWAYS available for questions I had, even while off work and out of state. I will absolutely refer friends and family to Joe Wells....
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Reply from Joe Wells
June 23rd, 2022 03:51 PM
Thanks for the review and kind words!
I not only couldn't have done this without Joe's support and guidance, but I wouldn't have wanted to.Joe was ALWAYS available for questions I had, even while off work and out of state. I will absolutely refer friends and family to Joe Wells....
read more
Reply from Joe Wells
June 23rd, 2022 03:51 PM
Thanks for the review and kind words!
No surprises! Great communication! Everything went like clockwork! Highly recommend!
John D Sliemers
No surprises! Great communication! Everything went like clockwork! Highly recommend!
John D Sliemers
Joe wella bent over backwards for my transaction to go smooth
Joe wella bent over backwards for my transaction to go smooth
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719