

Joe Villegas at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #353587

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Joe and his team do their best to make sure you are welcome and break the home buying process down to simple terms. They are kind and responsive through out the proces.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Hey Keegan, thanks a lot for the top rating and kind words! I'm glad to hear that my team and I could simplify the home buying process for you. We always strive to provide the best service and make our clients feel welcome. Your positive feedback...
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Estefania was very professional and thorough . She always answered my questions quickly and researched and got back to me with the answer if she did not have the answer. Joe was very concerned and gave great help all the way from start to finish....
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Edward, I'm glad to hear that you had a positive experience with both Estefania and me. It was our pleasure to assist you with your mortgage process at CrossCountry Mortgage, LLC. Ensuring your questions were answered and providing support...
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Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from Clyde K
Reply from Joe Villegas at CrossCountry Mortga...
May 17th, 2025 05:40 PM
Thanks Clyde!
Especially all the pretty staff were friendly
And kind .
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Hi Clyde, thank you for the amazing 5-star rating and for your kind words about our staff. It's wonderful to hear that you found them friendly and kind. I'm glad I could assist you. Here at CrossCountry Mortgage, LLC, we strive to provide excellent...
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Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from Bradley C
The process was easy and understandable
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you for your feedback, Lydia! I'm happy to hear that you found the process with CrossCountry Mortgage, LLC easy and understandable. I aim to provide the best service possible and your positive review means a lot. Let me know if there's...
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This was an experience we have been waiting to start four years ago and we are very thankful having to reached out to Joe four years ago , he guide us through this process and prepared us, him and his team were very helpful throughout the process...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Hey Silvia, I'm really glad to hear about your positive experience! It's been a pleasure guiding you through your mortgage process. It's heartwarming to know that we could help make your dream come true. Your trust and patience in us throughout...
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They walked us through the whole process from beginning to end and explained everything with detail. They made everything easy and made us feel comfortable with the process
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
I am thrilled to hear about your positive experience with CrossCountry Mortgage, LLC, Julio. Walking clients like you through the process and ensuring understanding at each step is a top priority, and it's great to know that we were able to...
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"I had an outstanding experience! From start to finish, their team made the mortgage process smooth, clear, and stress-free. They patiently walked me through each step, ensuring I understood all my options and answered every question I had....
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Reply from Joe Villegas at CrossCountry Mortga...
May 24th, 2025 12:00 AM
Thank You!
"I had an outstanding experience! From start to finish, their team made the mortgage process smooth, clear, and stress-free. They patiently walked me through each step, ensuring I understood all my options and answered every question I had....
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Reply from Joe Villegas at CrossCountry Mortga...
May 17th, 2025 05:40 PM
Thank You!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
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Licenses
- 353587
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095