

Joe Villegas at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #353587

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Joe was responsive in a timely and friendly manner. Towards the end of the process it became a tad overwhelming due to all the document demand but overall a vary good experience.
Joe was knowledgeable about different loan products, he communicated clearly and displayed strong organizational skills. Joe and his team ensured a smooth loan process. A plus was that we felt no pressure.
Exceptional Home-Buying Experience with CrossCountry Mortgage!Working with CrossCountry Mortgage was an absolute pleasure from start to finish! Their team made the home-buying process seamless, stress-free, and incredibly smooth. From the initial...
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Reply from Joe Villegas at CrossCountry Mortga...
May 17th, 2025 05:40 PM
THanks Chansa! Pleasure with Ours!
I had a great experience with every step including closing. I have since moved into my house and very happy.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you so much, Chansa! I'm thrilled to hear that your experience was positive and that you're happily settled into your new home. It was a pleasure working with you throughout the process, and I'm grateful for your trust in me and CrossCountry...
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Exelent honestly and faster services.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Wow, Wesley, thanks for the kind words! "Excellent honesty and faster service" – that's exactly what I strive for. It means a lot to me that you took the time to share your experience. I really enjoy helping folks like you navigate the mortgage...
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You guys are very nice people an very helpful
i was really comfortable with all of you
thank you!!!
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Juan, it means the world to me that you felt comfortable working with us at CrossCountry Mortgage. Making the mortgage process smooth and stress-free is always my goal. I really appreciate your kind words and the 5-star review. Thanks again!...
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Great communications between myself and your staff. They were in constant communication of the things I needed to complete the loan. That is why everyt can together when it was time to close.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Hey Bradley, I'm genuinely thrilled to hear that you had such a great experience with CrossCountry Mortgage, LLC. Clear and frequent communication is something we always strive for. It's great to know it had a positive impact on your loan closure...
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Joe and his team are amazing! They are respectful and kind people that will help you achieve your goals. They respond to you super fast and have great communication. They give out great pointers and knowledge on things you don’t understand....
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Reply from Joe Villegas at CrossCountry Mortga...
May 17th, 2025 05:40 PM
Thankd Chandina! The Pleasure is ours!
Joe and his team are amazing! They are always there when I needed questions to be answered and giving me great pointers on things I don't understand on certain parts of the process. I'm grateful for the team to help me achieve my goals also...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Hi Chandina, thank you for the stellar review! I'm thrilled to hear you had a positive experience with my team and I at CrossCountry Mortgage, LLC. We strive to be there for our clients at all times, ensuring their questions are answered and...
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Joe and his team were great to work with.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Hey Lety, thanks so much for the stellar rating and feedback! I'm thrilled to hear that you had a positive experience working with us. We at CrossCountry Mortgage, LLC always strive to provide top notch service to our clients and it's great...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
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Licenses
- 353587
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095