

Joe Villegas at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #353587

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Fast, professional, responsive, get the job done
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Richard, I appreciate your kind words and am pleased to hear that you found my service fast and professional. Thank you for trusting me with your mortgage needs at CrossCountry Mortgage, LLC. If you have any more questions or need further assistance,...
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Very quick to respond gave grade advice and helped us get to the end quickly
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Robin, I appreciate your kind words and am glad to hear that I could provide timely assistance and helpful advice. Thank you for choosing CrossCountry Mortgage!
they helped me and walked me throughtout my first home purchase
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Jennyfer, I'm glad to hear that I could assist you through your first home purchase. Thank you for sharing your experience with CrossCountry Mortgage.
Muchísimas gracias por la ayuda y apoyo y por guiarme paso a paso en esto fueron muy amables y atentos muchísimas gracias
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Maria, agradezco mucho tus amables palabras. Me alegra saber que te sentiste bien acompañada y guiada en cada paso del proceso. Muchas gracias por compartir tu experiencia.
ALWAYS go with Joe !! He makes the process very seamless & more importantly, your end of the deal WILL be taken care before the other party can even consider they're close to closing. Used him 3 times so far - unparalleled same result every...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Greg, I'm happy to hear that you've consistently had a seamless experience with me. It's great to know that I've been able to take care of your needs efficiently each time. Thank you for your continued trust and support!
Joe and his team made every part of the entire loan process so smooth and seamless. They always provided updates regarding the loan and was always on top of every hurdle. Would definitely recommend more clients to Joe and his team! Thank you...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
It was great working with you. Thanks again for putting your trust in us.
The team was very efficient and took the time to answer all my questions. It was a pleasure working with Joe and his team .
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Maribel, I'm pleased to hear that working with me and my team was a pleasure for you. I'm grateful that we could efficiently address all your questions. Thank you for sharing your experience with CrossCountry Mortgage.
They were so helpful in all the process!
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Gonzalo, I'm glad to hear you found the process helpful. Thank you for sharing your positive experience with me and my team at CrossCountry Mortgage.
We are blessed to have been sent to Joe and his team! Joe was amazing and extremely attentive to our questions and needs. We specifically appreciated how he looked out for our best interest and truly made us feel comfortable with his genuinity...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Leah, I'm grateful for your kind words and trust in me and my team at CrossCountry Mortgage. It's nice to know that you felt comfortable and that we could address your questions and needs attentively. Thank you for recommending us to those...
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I had an outstanding experience working with Joe Villegas and his team for my refinancing. From the very beginning, Joe was professional, knowledgeable, and incredibly helpful throughout the entire process.He took the time to explain all my...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
I'm grateful for your kind words, Julio. It's appreciated to hear that you had such a positive experience with my team and me throughout your refinancing process. I'm pleased that you felt confident in your decisions and appreciated the dedication...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
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Time Zone
Pacific Standard Time (PST)
Licenses
- 353587
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095