Joe Villegas at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #353587
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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At first, he seems professional, but he lacks morals. He manipulated us into agreeing to a higher down payment percentage than what had been settled upon.Furthermore, he charged us for "points" without our consent—we only found out at the time...
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Professionalism and straightforward conversations were refreshing in a business agreement
Came through for us in a difficult time.Cant think of a better Lender to get your loan through.
Reply from Joe Villegas at CrossCountry Mortga...
October 16th, 2026 06:53 PM
I'm grateful, Leonard, that you felt supported during a challenging time. At CrossCountry Mortgage, LLC, I strive to be the lender you can rely on, and I'm glad I could assist you effectively.
Very helpful team got a home loan and a extra loan
Reply from Joe Villegas at CrossCountry Mortga...
October 12th, 2026 02:58 PM
I'm glad to hear that you found our team helpful, Juan. At CrossCountry Mortgage, LLC, it was our pleasure to assist you in securing both your home loan and the additional loan.
Working with Joe Villegas and his team was a great experience from start to finish. They explained every step clearly, answered all my questions, and kept me updated the whole way through. Buying a home can be stressful, but they made the process...
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Reply from Joe Villegas
September 11th, 2026 06:47 PM
Jorge, thank you for sharing your experience and for the great review. I'm pleased to hear that my team and I could make your home-buying process smooth and stress-free. It's wonderful to know you felt well taken care of throughout the journey....
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Fast, professional, responsive, get the job done
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Richard, I appreciate your kind words and am pleased to hear that you found my service fast and professional. Thank you for trusting me with your mortgage needs at CrossCountry Mortgage, LLC. If you have any more questions or need further assistance,...
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Very quick to respond gave grade advice and helped us get to the end quickly
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Robin, I appreciate your kind words and am glad to hear that I could provide timely assistance and helpful advice. Thank you for choosing CrossCountry Mortgage!
they helped me and walked me throughtout my first home purchase
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Jennyfer, I'm glad to hear that I could assist you through your first home purchase. Thank you for sharing your experience with CrossCountry Mortgage.
Muchísimas gracias por la ayuda y apoyo y por guiarme paso a paso en esto fueron muy amables y atentos muchísimas gracias
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Maria, agradezco mucho tus amables palabras. Me alegra saber que te sentiste bien acompañada y guiada en cada paso del proceso. Muchas gracias por compartir tu experiencia.
ALWAYS go with Joe !! He makes the process very seamless & more importantly, your end of the deal WILL be taken care before the other party can even consider they're close to closing. Used him 3 times so far - unparalleled same result every...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Greg, I'm happy to hear that you've consistently had a seamless experience with me. It's great to know that I've been able to take care of your needs efficiently each time. Thank you for your continued trust and support!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
Products & Services
Mortgage Broker
Conventional Home Loan
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Year Started
2022
Time Zone
Pacific Standard Time (PST)
Licenses
- 353587
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095