

Joe Villegas at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #353587

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from B R
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you for choosing us for your mortgage needs!
Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from Carlos G
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you for choosing us for your mortgage needs!
Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from Carlos G
Reply from Joe Villegas at CrossCountry Mortga...
August 10th, 2023 04:44 AM
Thank you for choosing us for your mortgage needs!
Best service! The entire staff was very friendly and helpful any time we had questions. They provide great flexibility for appointments and are available during weekends as well as late evenings.
Our situation was a bit tricky. We had already shopped around with numerous lenders and had already put an offer on a home as well as accepted the counter offer. And at the time there was a "snag" that the previous lender couldn't get around....
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you Hollie, It was a pleasure helping you. You and Gary where on it anytime we needed anything! We will always make time to help you and those you like and care about that can use our help!
The most wonderful people to work with!!! And super helpful!!!
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thanks Juan, Its our pleasure! We will always make time to help you and those you recommend to us!
Muy complacido de las atenciones de joe villegas y su equipo ,y la ayuda brindada para Que todo mi proceso fuera rápido para lograr mi sueño de calificar para mi casa .
Reply from Joe Villegas at CrossCountry Mortga...
July 24th, 2023 12:00 AM
Thank you! We will always make time to help you and those you care about!
THUS FAR MY REPRESENTATIVES ARE CURTIOUS, PROFESSIONAL AND F/U W/YOU IN A TIMELY MANNER. THEY ARE WELL VERSED AND KNOWLEDGEABLE ABOUT THE HOME BUYING PROCESS. THEY HAVE BEEN INFORMATIVE ABOUT OPTIONS AVAILABLE TO ME. I REALLY APPRECIATE ALL...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you Saundra, Its our pleasure! We will always make time to help you and those you recommend to us!
Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from George M
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you for choosing us for your mortgage needs!
Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from Luis R
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you for choosing us for your mortgage needs!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
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Time Zone
Pacific Standard Time (PST)
Licenses
- 353587
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095