

Joe Villegas at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #353587

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Joe and his staff specifically Cheree have great people skills and are extremely helpful and knowledgeable.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you, We will always make time to help you and those you care about that need our service!
Joe and his staff specifically Cheree have great people skills and are extremely helpful and knowledgeable.
Reply from Joe Villegas at CrossCountry Mortga...
December 13th, 2023 12:51 AM
Thank you, We will always make time to help you and those you care about that need our service!
Professional and patient explanation of mortgage options and also Joe gives you tips and tricks if you need to consider different cash assets for buying house
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you Kirolos! We will always Make time to help you, and those you care about, when in need of our services!
A sido un excelente servicio el que nos an brindado en todos los servicios que resevimos y lo
Recomendó
As a first time buyer and with some nervousness Joe and his team made me feel welcome and comfortable. Joe made the processes easy. Would recommend anyone looking to purchase.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you Judy! We will always Make time to help you, and those you care about, when in need of our services!
Joe and his Team were so easy to work with and provided all the information upfront that made our process go smoothly and very fast. We will be referring Joe to our Family and Friends.
Joe Villegas and his team are awesome. Very informative in mortgages and he takes the time to explain details to purchasing an home. Available for questions, guidance in credit repair and encouraging. A special shoutout to Cherie!
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you, We will always make time to help you and those you care about that need our service!
Joe made my refinancing experience smooth, quick, and easy. Super appreciative for his services and helpful staff. I would recommend to all my friends and family cross country mortgage when refinancing!
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you Krystina! We will always Make time to help you, and those you care about, when in need of our services!
Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from Glenda P
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you for choosing us for your mortgage needs!
(Translated by Google) Thank you for your help and grateful kindness.
(Original)
Gracias por su ayuda y amabilidad agradecida
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you for choosing us for your mortgage needs!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
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Time Zone
Pacific Standard Time (PST)
Licenses
- 353587
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095