Joe Valenti
Licensed Mortgage Broker, NMLS ID# 1922227
From the moment he entered finance, Joe Valenti was determined to make a difference in people’s lives. As a seasoned Licensed Mortgage Broker, he has developed a rich background in the mortgage industry, previously serving as a top performe... Show More
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Business Hours
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24 hours(Open now)
Fri
24 hours
Sat
24 hours
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Reviews from Web
He and Brandy really went extra mile to get my refi closed ! Will definitely use them again . Joe made the process painless and perserved with the lender for approval
Reply from Owner
December 23rd, 2025 12:00 AM
Thank you so much! Brandy and I both appreciate the kind words!
Joe was incredible to work with on our cash our refi. Helped us look at all the options and pick the right one for our specific circumstances. Highly, highly recommend him!
Reply from Owner
April 16th, 2025 12:00 AM
Thanks so much for the kind words! I'm really glad we found the right option for your situation. It was a pleasure working with you. Let me know if you ever need anything down the road!
Joe helped me do a Cash out refi years ago when rates were at an all time low...he made it possible for me to purchase my second home in Utah.... timing was everything and he provided critical insight and advice that made it all happen... he...
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Reply from Joe Valenti -Bonelli Financial NMLS...
March 28th, 2025 04:18 PM
Thanks Cuda! It's always a pleasure working with you. I'm still blown away by that view and excited that I had a small part in making it happen!
Mr Valenti was outstanding with my Refi. As a matter of fact he encouraged me to first pay off my credit card debt to get a better rate. When going thru a refi you have to have patience. I kept in contact with Joe and came back to try again...
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Reply from Owner
December 23rd, 2024 12:00 AM
Thank you so much for your kind words! It was a pleasure working with you on your refinance. Credit to you for sticking to the game plan and tackling your credit card debt first—it made all the difference in securing that better rate. Your...
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Joe was really helpful and great with communicating with me on any changes and explained it very well. Helped me close fast and looked out for my best interests.
Reply from Owner
September 18th, 2024 12:00 AM
Jacob, thank you so much for your kind words! I appreciate your continued support
I had a complex situation and Joe worked really hard to find solutions. He ended up getting me a great loan! Thanks Joe, it was great to work with you.
Reply from Owner
August 28th, 2024 12:00 AM
Bryan! I'm glad we were able to get things done for you. You definitely had a unique situation but we came up with some creative solutions!
I would definitely call Joe again, because I trust him and feel comfortable working with him. He helped me with my mortgage refinance and guided me every step of the way.If anyone ever ask or needs the services he provides, I will recommend...
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Reply from Owner
August 23rd, 2024 12:00 AM
Jerry! Thank you for your kind words. I know this is one of the biggest financial decisions you will ever make so I try to make myself available to answer questions whenever you need!
Explained everything step by step. Datelines were met. No surprises. Always available. Quick responses. Reviewed everything before signing the paperwork.
Reply from Owner
August 23rd, 2024 12:00 AM
Arelis, it was a pleasure to work with you! I am glad I was able to meet expectations
Joe helped make buying a home a smooth transaction.. great communication…Easy to reach .. if he needed something he called me right away so I had my closing way faster than expected AAA++++++ all around!!
Reply from Owner
August 22nd, 2024 12:00 AM
Thanks Justine! I'm glad were able to get you taken care of. You were a pleasure to work with!
Joe was very easy to work with. He made my loan process very fast and smooth. He took care of all the details. I would definitely recommend Joe to my family and friends.! Thanks again Joe V.
Reply from Owner
August 23rd, 2024 12:00 AM
Raul, thank you so much for your review of your experience. It was a pleasure working with you
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About
From the moment he entered finance, Joe Valenti was determined to make a difference in people’s lives. As a seasoned Licensed Mortgage Broker, he has developed a rich background in the mortgage industry, previously serving as a top performer and manager at a leading company. Now, Joe uses his expertise to find the best loan products and rates for his clients, advocating for them with multiple lenders to meet their unique financial needs.
His commitment to clients sets him apart; they appreciate his willingness to answer questions and his personable approach, which ensures they feel confident throughout the financing process. Joe's background as an accountant enhances his ability to provide comprehensive advice.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional
FHA
VA
Fixed Rate Second Loans
HELOC
DSCR
Asset Based Loans
Bank Statement Loans
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Positions
- Bonelli Financial Group - Licensed Mortgage BrokerJul 1st, 2024 - Current
- The Federal Savings Bank - Mortgage BankerJan 8th, 2024 - Jul 1st, 2024
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Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- Licensed Mortgage Broker in AZ, CA, FL, ID, OH, TX
Achievements
- AmeriSave Top Funder - March 2021
- Graduated Magna Cum Laude from Arizona State University
Hobbies
- Hockey
- Cooking
- Watching Baseball
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