Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Zack Sher and Joe Tishkoff made it possible for us to own a home again. I would highly recommend them to anyone in need of a lender that will go above and beyond to help you achieve your goal of owning a home. I appreciated their quick responses...
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We are seniors and had not done a re-fi in many years. We had done our research and we are not unsophisticated but, wow, have times changed. Joe and his staff held our hands thru all the on-line stuff we dinosaurs were unfamiliar with. Their...
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I worked with Joe Tishkoff and Philup Chu at Skyline Home Loans. I never expected such an amazing experience and overview of how mortgages work and the best way to strategize.Joe spent so much time with me explaining EVERYTHING. We did countless...
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Joe has provided refinance services for me three times over the last 15 years, and each time he was an absolute pleasure to work with. The first time Joe helped me get an incredible rate on a 30 year fixed at a reasonable cost; the second time...
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Our experience with Joe was absolutely phenomenal. From beginning to end, starting with my first call with Joe, he made the process smooth and as worry-free as possible. He was always available to answer my questions, and provided constant...
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We just closed escrow after Joe Tishkoff helped us with our first home loan. What can I say about our experience with Joe Tishkoff and his office team? Very experienced and knowledgeable in what he is doing. Extremely professional, reliable,...
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This will be the best thing that you ever do for yourself & your family, the experience from beginning to end was %100 satifaction... I have done a refi twice with them in the last 7 years & will never use anyone else & will never refer anyone...
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If I could give Joe 11 out of 10, ii would ask if I could increase it to 12! I was so impressed with the job he and his office did on my house purchase and 2 re- fi's, I recommended him to friends and colleagues which resulted in 2 house purchases...
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If I could give Joe 11 out of 10, ii would ask if I could increase it to 12! I was so impressed with the job he and his office did on my house purchase and 2 re- fi's, I recommended him to friends and colleagues which resulted in 2 house purchases...
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Joe and his assistant Phillip helped us with our first home loan. Being completely new with the process, Joe and Phillip held our hand and explained the process and our financial potential and purchasing power in detail, allowing us to understand...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.