Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joe was a complete pleasure to work with. He really went above-and-beyond'. He was accessible night and day. He gave me so much attention I wondered how he could possibly do the same for all his clients yet I know he did. I absolutely recommend...
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I felt joe and his team led me through the loan process every step of the way. The Refinancing process can be very complicated but i feel joe and his team acted in my best interests and my stated preferences.
If I could give 15 stars I would. Joe and his team define SERVICE. Joe and his team are efficient, friendly professional and, sympathetic. The loan process is not an easy task. However, they ALL do whatever is necessary to assist you in the...
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I am so satisfied working with Mr. Tishkoff. He is an experience and knowledgeable Loan consultant. During my Loan process if I didn't understand some part of the processes, he spent a lot of time to answer all of my questions and educate me...
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Mr. Tishkoff is really experience and knowledgeable loan officer. If I didn’t understand something in the loan process, he spent time to answer all of my questions and educate me through the process. He is extremely skilled person. I could...
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Joe was fantastic. He went above and beyond in helping my wife and I understand every detail about buying our first house. He was always quick to respond (both by phone and email), and was willing to spend as much time as we needed going over...
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Joe is extremely thorough and informative. He spent a lot of time with us on the phone and over email making sure we completely understood everything we were signing, and what to be prepared for. It was a fantastic experience and I would highly...
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Joe exceeded expectations. He's professional, proactive, responsive and made our transaction a breeze!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.