Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The process of refinancing your home can be daunting. Joes team was very professional, communicative, and in-the-ball the entire way through. This is the dream team!
I was really impressed during the Refi process...Joe under promised and over delivered. Thank you so much for your professionalism and assistance.
Thank you again, and I really hope to do business again with you in the future.
Gretchen❤
I was really impressed during the Refi process...Joe under promised and over delivered. Thank you so much for your professionalism and assistance. Thank you again, and I really hope to do business again with you in the future.Gretchen❤
Joe did a great job for my clients. Everything ran super smooth. And we closed 10 days early! WOW
Thank you, will definitely be send more clients your way.
Only person to go to. You will be very happy. Joe does all the loans for everyone I know. I know a lot of folks.He know the things that matter to get you where you want to be.
Only person to go to.
You will be very happy. Joe does all the loans for everyone I know. I know a lot of folks.
He know the things that matter to get you where you want to be.
Joe is highly knowledgeable about the mortgage process. He was readily available to answer all of my questions and concerns, making for a smooth and successful experience. I would most certainly recommend him to my friends and family members....
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Joe is immensely knowledgeable about his profession. Joe has helped us, along with family and friends. he will solve your problem.
Joe is amazing. He helped me get my refi even when everything was working against us including covid 19! I highly recommend Joe for all your loan needs!
In a crazy market, Joe and his team worked to get us a rate leaps and bounds above the rest who were a struggle to even get time with to discuss.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.