Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joe was very helpful throughout the process and patient. I ended up having to make 7 different offers to finally get one accepted. Everyone Joe was able to provide me with a preapproval letter for that property within 24 hours or less...he...
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Joe was very helpful throughout the process and patient. I ended up having to make 7 different offers to finally get one accepted. Everyone Joe was able to provide me with a preapproval letter for that property within 24 hours or less...he...
read more
Thank you Joe and team for all of your hard work. The process was seamless. I was extremely happy with the loan you were able to secure for me. You were a pleasure to work with and I will definitely be sharing my experience with others.
Joe, Chris, Ricky and the entire team were exemplary partners throughout this process. From our first conversation to our last: their expertise, candor and patience made the mortgage process both educational and enjoyable. Every step of the...
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Joe, Chris, Ricky and the entire team were exemplary partners throughout this process. From our first conversation to our last: their expertise, candor and patience made the mortgage process both educational and enjoyable. Every step of the...
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Thank you Joe and team for all of your hard work. The process was seamless. I was extremely happy with the loan you were able to secure for me. You were a pleasure to work with and I will definitely be sharing my experience with others.
I can't imagine there is anyone out there better than Joe. He took the time to guide me all throughout the process and made something I thought would be stressful turn out to be a pleasure. I hope our paths cross again someday and would refer...
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There were some bumps in the road but Joe got us through it. He is always a consummate professional!
Very attentive and quick to respond!!
Joe is very knowledgeable and responds to emails and calls promptly.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.