Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM(Open now)
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Reviews from Web
Joe not only helped us get our loan in a timely manner he also gave us great advice that will save us a lot of money each month. His staff is top notch and very professional but friendly. Highly recommend!
Joe & his team worked with me thru the process. They answered all questions in a clear and concise way. They covered all details until I was satisfied.
Joe is extremely responsive, informative, thorough, and friendly to work with. My wife and I had a lot of questions throughout the process, and Joe answered every single one patiently and never pushed us. We are new to the process and couldn’t...
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Joe is the consummate professional; patient, understanding and caring. I cannot speak more highly of Joe and have and will continue to recommend him to everyone I know
This was a difficult loan to say the least. Joe and his team were on top of everything to get us closed when everything was pointing at the deal falling through. I can’t thank them enough for everything they did.
Joe does a great job breaking down all costs and the process steps required for the loan process. He's always given me honest advice based on what the market is saying to do regarding financing. He's always looked out for what's best for me...
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Joe Tishkoff and his team were always quick, courteous and informative, responding to any question I had with regard to the refinance process. I highly recommend his firm.
We had to jump through so many hurdles to get this deal done and Joe was communicative and with us the whole time. Very grateful.
Joe is detailed with explanation when asked questions. We got a great rate and it was a smooth process...
Thank you to all!!
Joe and his team were with us throughout the steps towards financing a home, and it was easy to upload and share the many documents with the team. We were able to close on time and with very few issues.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.