Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joe is amazing. He was thorough, helpful at every turn and kind. He has been by far the best person in this field I have ever dealt with. Truly one of a kind. Thank you for having people like this on your team.
Joe knows his business, delivers for his clients and their representatives each and every time. Superb performance in a touch time.
All involved were professional & communicative. The web site to upload documents was ready to use & very convenient. Chris Wicktucki was always on top of everything which made our life easy. Even the signing of the documents was not painful....
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3rd time working with Mr. Tishkoff and his team. Always easy and a nice experience.
For over 30 years of doing business with Joe Tishkoff I always get his 100% attention to every client we are working together - let it be my buyer or a referral from me for a refy. In addition he delivers a timely closing as per original estimated...
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Joe, Michelle, and Ricky made the refinancing of my home a very smooth process. Everyone was very professional, any questions or concerns that I had, they listened and answered all of my questions. Filling out the application, submitting all...
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Responsive and always taking the time to guide me through
Joe and his team are really the most efficient team of highly qualified loan experts that really make the loan process so much easier and less stressful than anything i have experienced. I truly appreciate their professionalism and effort and...
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Great customer service and good knowledge of the subject matter.
Thank you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.