

Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM(Open now)
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Reviews from Web
All communications between Joe Tishkoff and his staff were personable and supportive. I felt very comfortable with the entire process. I knew I was in good hands. The requirements were straight forward and I was kept in the loop the entire...
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Great service as always and the FHA loan even came through early!
The Staff completed the transaction given all the conditions that came up.
We have the pleasure knowing Joe Tishkoff and his team for past few years helping us getting qualified for our first home, then buying our second home and now with the refinancing process! Joe is very detailed oriented and patient and knows...
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Mr.Tishkoff is a hands-on executive. He manages the home financing process with great finesse - explaining its complexities without the jargon, charting the timeline as it unfolds and moving through it with a very sure foot.
His team's competence...
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Mr.Tishkoff is a hands-on executive. He manages the home financing process with great finesse - explaining its complexities without the jargon, charting the timeline as it unfolds and moving through it with a very sure foot.
His team's competence...
read more
This is our second mortgage with Joe Tishkoff and thats because our first experience was so good. We knew Joe was knowledgeable, experienced and surrounded by a great team. We also knew Joe is such an expert he would know the ins and outs of...
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Reply from Owner
August 16th, 2021 12:00 AM
Thank you for your detailed review. I appreciate it!
Great work, very impressive! Thank you
This complex process was rendered more complicated by two ongoing lawsuites. I am the plaintiff in both. Mr.Tishkoff and his staff charted a course through this minefield and completed TWO re-financings on very favorable terms. A tough job...
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Joe and his team made an otherwise stressful process less stressful. I highly recommend Joe Tishkoff!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.