Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM(Open now)
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Reviews from Web
Joe, Michele & Ricky are the best. I brought them a FHA buyer that needed a approval. They got right on it. I know any time my buyers are with Joe’s team, they are in the best hands. We close on Monday & my buyers are so happy.
Communication was great always got back to me With any questions that I had. Also Loan was closed exactly on time as discussed.
Would highly recommend them.
The staff at Finance of America was very friendly, professional, knowledgeable and helpful. They made buying a home easy. The staff communicated and walked us though the process from start to finish. I would highly recommend.
The staff at Finance of America is very friendly, knowledgeable, professional and helpful. They made buying a home easy. The communication and attention they give is outstanding.
Everyone was attentive and available!
Big bank promised the moon and the stars and left us out to dry with 25k in escrow deposit. The following is the email I sent directly to Joe and his team. Patty and I could not be any happier we reached out to you when we needed your assistance...
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Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you, Carlos and Patty for your kind and thoughtful words! Joe Tishkoff
Big bank promised the moon and the stars and left us out to dry with 25k in escrow deposit. The following is the email I sent directly to Joe and his team. Patty and I could not be any happier we reached out to you when we needed your assistance...
read more
Reply from Owner
February 22nd, 2022 12:00 AM
Thank you, Carlos and Patty for your kind and thoughtful words! Joe Tishkoff
Everything from A to Z. I knew within just a few minutes of talking to Joe that he was extremely knowledgeable and experienced. I also loved how personable he was. Nice conversation, establishing the relationship. I could tell it was important...
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The attentiveness, communication, number of team members on my account, the flexibility throughout the process and the efficiency to close early!
Simply the best. This was the 2nd load he has done for me. Both got the best rates possible. He was ready to fun my loan within 10 days. Even my agent was surprised. Thank you Joe!
Reply from Owner
August 7th, 2024 09:26 PM
Thank you, William. Hope you're well and so appreciative for your kind words. Glad to have taken care of you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.