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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager

With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
As always, Joe & Kayla go above & beyond! Joe is extremely knowledgeable about the market/loan options & keeps your best interest in mind. Kayla makes the paperwork process straightforward. They are always quick to respond! We highly recommend...
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Reply from Owner
September 13th, 2019 12:00 AM
Thank you for this review and for being loyal clients! It means a lot to us that you are happy with your experience.
I found Joe and his team through a friend that had recently purchased a house using Joe. She said that this team was amazing and I would not regret choosing them to be a part of my first home buying experience.To start I will say EVERY interaction...
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World class service! We are very grateful and lucky to have Joe and his team as our mortgage broker. Joe was very helpful, answered all our questions, concerns and most importantly gave us very close estimate closing costs. Joe had all our...
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Joe was very detailed in his explanation of the process every step of the way. He also acted with a sense of urgency and helped us meet our closing date, even with a tight timeline at the height of closing season. Joe's team was also very responsive...
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Two thumbs up again for team Spisak. I bought my house less than 2 years ago with your undying help and support. Now with my refinance loan just closed today I can't thank you enough to you guys .Both Joe and Kayla are very professional ,knowledgeable...
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I can not say enough good things about Joe Spisak and his staff. Working with them has been the best experience I have ever had with a mortgage company. The communication is fantastic! They responded to my ten billion questions within ample...
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Great experience working with Joe and his team they really stay on top of things even working weekends to make sure everything gets done would definitely use again
I can't sing Joe and Kayla's praises enough. The team was extremely helpful from the start of the process to the end. Their prompt attention and knowledge made a challenging process much easier for me as a first time buyer. If or when I go...
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I can't say enough thank you's to Team Spisak!! As first time home buyers my fiance and I knew NOTHING about home buying. I contacted Joe on a referral from a friend and that is the BEST decision I have ever made! Joe and Kayla are the "dream...
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I would just like to start off by saying it was such a great experience working with joe and his team they worked with me from start to finish and walked me threw whole process even when i did not think things were possible they made sure i...
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions