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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager

With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
We are first time home buyers and joe spisak and his team were very helpful and allways made sure we were getting what we needed and wanted out of this life experience. He and his team are very professional and handle all business in a timely...
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I wish there were more than 5 stars!! Joe and Kayla are absolutely amazing. Every single question we asked was answered. Not only answered, but answered in a way we could understand. everything was always done in a timely manner and we were...
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Way to go "Team Spisak"!! We just closed on our loan today and could not be happier. Joe and Kayla are both incredibly knowledgeable and were very responsive during our entire loan refinance. We closed on time and way below the quoted estimates....
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Many thanks to Joe and Kayla - "Team Spisak". They are both incredibly knowledgeable and responsive throughout our loan application process. My husband and I felt informed throughout the process and appreciate Joe's willingness to answer our...
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Responsive and patient.Phoned when there were questions.If response by telephone is required rather than e mail, set this up at the beginning.Joe was always present and helpful.
Joe and his team were unbelievable throughout this entire process. After working with another person that we were unhappy with, Joe and his team were a breath of fresh air. Joe and his team were very responsive and patient with our many questions....
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I feel extremely lucky to have found Joe. From the very beginning, he was great about returning my call, walking me through the process, and getting my pre-approval quickly. He was extremely valuable in connecting me with my realtor, attorney,...
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The entire process of finding someone who you can trust to find you a good deal for your mortgage is a stressful one. I was fortunate enough to have been given the information for Joe Spisak. Joe took the stress out of the situation and took...
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Joe and Kayla were a great team. I highly recommend them. Any time I needed information, I received it in a prompt and friendly manner. Getting a home loan can be intimidating but they made the entire process as easy as it could possibly be....
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Joe and his team made the critical difference in the purchase of our home. They went way above and beyond in making a difficult deal happen. We were first time homebuyers, co-buying a multifamily unit with another couple, FHA financing, 203k...
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions