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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager

With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
My experience with Joe Spisak was very pleasant. This was my first time buying a home totally on my own. Joe was very attentive to all my questions and needs. Joe made sure that I understood all the steps needed all the way till closing day....
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Just closed on a condo and Joe was so nice to work with. I didn't even have to personally see him. I am a first time home buyer and was nervous, always had questions but Joe made it simple for us. He was very efficient, very honest, very patient...
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Joe and Kayla made the loan part of our purchase of a new home streamlined and worry free. This was the best loan experience I have had and I can highly recommend Joe and Kayla. I especially appreciated the time saving of the online document...
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Joe was incredibly professional while still being personable. We were in a time crunch due to a request from the bank and he was able to expedite our process. He is very hard working and answers the phone regardless of the time of night. His...
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Way to go Joe and team Spisak!.I cannot say enough good things about Joe and his team.Very professional and knowledgeable,on top of everything and very helpful.He explained the whole process of the loAn application from the ore-approval up...
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Joe and Kayla were so helpful! They are knowledgeable and thorough and were quick to respond with any questions we had. They helped us through every step of the process. We had a great experience working with them and would definitely recommend...
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Joe and his team are great! They were patient with us as first time homebuyers and were attentive when we were unsure of what something meant or how it would play out or if it even effected anything. Joe and his team were prompt in their responses,...
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Pleasant experience all around. Knowledgeable, patient, informative. Most impressive was the constant contact- making sure we knew what step of the process we were in, what to expect next, and if we had questions. Would definitely recommend...
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Working with Joe and Kayla has been a pleasure. Right from the time of helping us with a pre-approval to the very end till closing , Joe & Kayla made the entire process very easy for us. The entire process of buying a house applying for a loan...
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Joe and Kayla are incredibly knowledgeable and thorough. They helped us through every step of the process. We had a great experience working with them and would definitely recommend them to anyone looking to obtain a mortgage.
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions