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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joe and his team were great. They answered all of my questions and walked me through the process with patience and understanding. Everything went smoothly thanks to them.
Reply from Owner
September 21st, 2016 12:00 AM
Thank you for the nice review Sharra! It was a pleasure working with you as well. I look forward to us speaking again soon.
Joe and his team helped with original financing of my condo. Condo was in foreclosure and in poor shape. Most recently, Team Spisak helped with refinancing, taking advantage of low rates. The entire process took under 30 days with meticulous...
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Thanks to Joe and Kayla for another top notch experience. We refinanced to take advantage of the great rate that Joe was able to obtain for us. This was our second mortgage with Joe, and we're once again very satisfied. I myself and am meticulous...
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Couldn't have asked for a better lender. We contacted Joe after receiving a glowing recommendation from a colleague. After my first conversation with Joe I felt confident that our home purchase was in good hands. First and foremost, Joe is...
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Joe and his team were great in helping me with my refinancing! They helped me step by step, and answered all my questions along the way. They were timely and very convenient to work with. I was able to submit all my documents online, and that...
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Joe and his team were awesome. Anytime we had a question, Joe was there to assist us. If we ever need another mortgage, I would call Joe! Whenever they requested documents, they explained why, they would also let us know when they received...
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Thank you Joe, Kayla and the team for the great job you all did to getting me to the closing table. Each time during the process, your words of encourage and support helped me and will continue remember them. Thank you all and expect referrals...
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Awesome team. Joe and Kayla will walk you through each step, one by one, to guide you through the underwriting process . Highly relatable and personable at the same time. Very responsive with emails and even texts, day in and day out. Highly...
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What you see is what you get with Joe! Everything is as advertised. It's readily apparent that Joe takes great pride in what he does, and what he does, he does extremely well.Joe and Kayla guided me through a simple condo purchase but I never...
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My family's experience with Joe & his team was a great one. The team did a superb job of assisting us with securing a home loan. They were efficient, prompt, & knowledgeable! It was a pleasure to work them, and I'd gladly refer his services....
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions