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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joe and Kayla are amazing and deliver top notch customer service. They were there for me throughout the entire home buying process from beginning to end and gave me the confidence I needed to buy the house I wanted.
Reply from Owner
April 3rd, 2018 12:00 AM
Thank you for this kind review and for allowing us to fulfill our promise of a well priced loan with the type of service you mentioned.
Joe was fantastic to work with. I would highly recommend him for any first time home buyer - Joe will guide you from beginning to end
Joe Spisak at Waterstone Mortgage NMLS #197397 has received a review with 5 star rating from Tamana T T
Joe and Kayla are very easy to speak with. They answered all of out questions and the made process simple. I would recommend them to anybody who is seeking a team that will make the process personalized and enjoyable.
Reply from Owner
January 25th, 2018 12:00 AM
Thank you for this review Larry! You were great to work with and made our job of serving you easy.
Finally, its over! Purchasing a home for the first time with today's regulations can be a daunting if not overwhelming task. The amount of information needed to execute real estate purchases these days is crazy! I feel lucky to have had the...
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Reply from Owner
January 25th, 2018 12:00 AM
Wow! Thank you for such an awesome review and in relaying the story you did. Yes, we care(d) about you and your experience and were happy to go above and beyond the normal service expectations. Doing what you do for a living, you get this....
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FHA, special circumstances, unconventional work schedule etc. no problem, Team Spisak accommodates to get it done! The right mix of professionalism with the feeling that you are working with a trusted friend. They made an ordinarily arduous...
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Team Spisak rocks! Joe and Kayla are the real deal and their word is bond! Owning a home is the biggest transactions a person may ever make, and personally I thought it was unattainable for many reasons. I had many credit issues and my income...
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Joe and Kayla are phenomenal!
I would recommend them to anyone.
They not only answer questions thoroughly they make sure you understand each and every aspect.
Thank you both so much for all of your help
Scott and Lakin Fisher
Joe and Kayla are phenomenal to work with and easy to communicate with!They answer all questions thoroughly and make sure you understand every aspect to its entirety. I recommend them to everyone looking to purchase!
Reply from Owner
December 18th, 2017 12:00 AM
Thank you so much for this kind review. It was our pleasure to be of assistance to you so you could become homeowners again and enjoy the holidays in your new home!
Joe and Kayla went above and beyond what your usual lenders do. They were on top of all of our needs and questions. No question went unanswered and they were considerate of our time and concerns. Joe and kayla are very easy people to talk to...
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions