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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
You guys are the Best!!! I very much appreciate you for your patience, professionalism and over all understanding. You gave sound advice on improving credit scores that truly work. You never judged us or made us feel small for asking a ton...
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Reply from Owner
October 5th, 2017 12:00 AM
Thank you so much for this review and for appreciating our efforts to be of help to you. For our part we did nothing more than treat you how we'd want to be treated. Pretty simple..but it seems to work. :0)
This is the second place I've bought using Joe and his team and would do it again without hesitation (although we're hoping to be in our new place for a long time). Don't think twice, this is team is great.
Reply from Owner
October 3rd, 2017 12:00 AM
Well, I want to thank you for being a "repeat offender". Your loyalty and patronage is much appreciated. We'll never take it for granted.
If you want a team who genuinely care about your lending needs then Team Joe Spisak is who you want. Joe and his team were very knowledgeable and attentive to my needs from day one to closing. Their attention to detail, communication skills,...
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Reply from Owner
September 29th, 2017 12:00 AM
Wow! Thank you so much for this Kind review. This means a whole lot to us.
Joe and his team were wonderful to with. They were extremely knowledgeable, available and patience. It was a great to have them apart of my home buying process!
Joe Spisak and his team went above and beyond with us in the lending process. Not only did they make everything clear but they were caring and compassionate as we worked through many issues that we came across. We went through a lot of roadblocks...
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Reply from Owner
September 5th, 2017 12:00 AM
Thank you so much for this super nice review, Joel. We were fortunate to be able to come up with solutions that enabled you to obtain your financing and purchase the home you and your family now enjoy.
I highly recommend working with Joe Spisak. He and his team worked with us in purchasing our home. We had special circumstances that he helped us tremendously with and made what we thought to be unrealistic come true.
Reply from Owner
September 1st, 2017 12:00 AM
Thank you so much for this kind review. We felt very fortunate to be able to be of help to you. Thank you for the opportunity.
Joe & Kayla were extremely helpful and explained everything to me in detail. Even when Joe was on vacation he called me to see how things were going and updated me on my process.
Reply from Owner
September 5th, 2017 12:00 AM
Thank you so much for the nice review and for noticing that I did call you while out of the country on vacation. You had a quick closing and as a result, a stressful situation. My hope was that you knowing that my whole team, including me were...
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Joe and his team are excellent. They are trustworthy, honest, and transparent throughout the buying and selling process. I don't think I'll ever choose to work with a different lender. HIGHLY RECOMMEND
Reply from Owner
September 1st, 2017 12:00 AM
Thank you so much for the kind words. My team and I try to keep things simple and that starts out with always being honest and clear. We're here to help you make comfortable and informed decisions. We're glad to have had you as our customer....
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Joe and Kayla are amazing to work with! As a first time buyer they never left our sight and were available to answer all of our questions! Highly recommend them!
inlanta was very thorough and easy to work with. they stuck with us for almost 2 years until we found the right house. joe and kaylan answered. all our questions. there were really no surprises. i have never had this much help before in buying...
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions