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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Joe and his team were fantastic to work with. Their proactive approach along with great lines of communication and follow-up allowed for a very smooth closing process. As a first-time homebuyer, their knowledge and expertise on the mortgage...
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Reply from Owner
August 7th, 2018 12:00 AM
Thank yo so much for this kind review. You were great to work with too!
Working with Joe and Kayla was a very smooth process. We are first time home buyers and they were always available to answer any questions we had and ease our nerves! Thank you!
Joe and his team were very experienced and knowledgeable which made my first time home buying experience go very smoothly and was very stress free. He was extremely friendly, respectful, professional and made himself always available to talk....
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As a first time home buyer the process seemed foreign and daunting. Joe and his team took the time to explain all of the steps and make sure I was educated along the way. The time they took and their customer service skills make the whole process...
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Reply from Owner
June 29th, 2018 12:00 AM
Thank you so much for this review and for noticing the effort we put forth for you. We were happy to do so!
Great Team! Helps us understand and answered all our questions in timely manner. Very approachable and humbly explained things at stressful times. Cash at closing was lower than expected. Thank you so much TeamSpisak!!!
Reply from Owner
June 28th, 2018 12:00 AM
Thank you very much for this kind review. I'm happy to see you mentioned the rate and costs were lower than expected. My team and I like to provide real value to our clients.
If your looking for the best, you’ve found the best. We’re first time home buyers and I can’t imagine this experience without Joe and his team. They helped us every step of the way, explained every process and kept us prepared and ready for...
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Joe and his team were incredible. With so much paperwork needed they did a detailed job of letting us know what docs they needed and helped us figure this who process out. Joe explained all our options and gave us many suggestions to help us...
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Reply from Owner
April 27th, 2018 12:00 AM
Thank you very much for this kind review. You deserve credit too as you listened to and trusted us. When my team and I asked for documents, you worked efficiently and provided them back to us promptly so we could get the job done for you.
If your looking for the best, you’ve found the best. We’re first time home buyers and I can’t imagine this experience without Joe and his team. They helped us every step of the way, explained every process and kept us prepared and ready for...
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Reply from Owner
April 25th, 2018 12:00 AM
Thank you so much for this kind review. Our clients are not just another number to us. We do care and are glad you 'felt the love.' You two deserved our best like all who choose to work with me and my team.
Joe and Kayla at Inlanta provided our family with superior service. From start to finish Team Spisak was very clear on what information they needed, why and when. Their assistance made the underwriting process smooth and trouble free. Whenever...
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Reply from Owner
April 20th, 2018 12:00 AM
Thank you so much for this review! All parties, (Realtors and attorneys), worked well together. I have to give a noted compliment to Slevin insurance company for their great policy price and efficient service which allowed us to close your...
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JOE WAS NICE FROM DAY ONE ALL I CAN SAY IS HE WAS SO HELPFUL AND ANSWER QUESTION AND UNDERSTANDING THRU IT ALL I WILL BE GIVEN MY FAMILY CO WORKERS HIS NUMBER FOR A MORTGAGE HE GET A 10 IT WAS A PLEASURE DOING BUSINESS WITH HIM MY FAMILY THANKS...
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Reply from Owner
April 9th, 2018 12:00 AM
Thank you so much for this glowing review. We were so excited to see you move from your current home to one that is so much nicer for you and your family. Thank you for trusting us after the rough experience you had with that prior lender,...
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions