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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joe and Kayla at Waterstone Mortgage are amazing! The process was really smooth and stress free! They always answered any questions that I had to keep me informed. I recommend using Joe for your home mortage needs because he makes sure that...
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Reply from Owner
March 20th, 2019 12:00 AM
Thank you so much for this review and for mentioning one of the customized tools we provide our customers. Credit to you for being so engaged and using it. It was great working with and for you. Stay in touch!
My husband and I were first time homebuyers. Therefore, we had a ton of questions. Joe and Kayla made the process extremely easy and they also were available all the time for our first time homebuyer questions/concerns. We plan on recommending...
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Reply from Owner
March 20th, 2019 12:00 AM
You and your Husband were awesome to work with. I very much appreciate you taking the Time to meet with me at the beginning of the process as it paid off big time for you both. Thank you for the opportunity to be of help to you. I look forward...
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Joe and his team are incredibly helpful, knowledgable, and go above and beyond to help you out with anything that you need. Before my wife and I decided we were going to buy a home Joe met with us for 2 hours and answered any and all questions...
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Reply from Owner
March 18th, 2019 12:00 AM
Thank you so much for this glowing review and for also mentioning the rate and costs were lower than expected. We really try to provide a great value to our customers. So thank you for taking note and sharing this here!
Had a really good experience working with Joe, Kayla and the rest of the Waterstone team. They were very responsive to all of our needs throughout the mortgage process, which is critical due to the complexity of the home buying process and...
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Reply from Owner
March 18th, 2019 12:00 AM
Thank you for this straight forward & kind review. Financing your Chicago condo purchase was actually fun for us. You were also great to work with.
My husband and I would highly recommend Just Mortgage Brokers. They were extremely good at their jobs, especially kayla and joe. They were in constant contact with us all of the time and if there was anything we needed from the mortgage company...
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Reply from Owner
January 28th, 2019 12:00 AM
Thank you for this kind review. You were both so sweet and easy to communicate with. You made it easy for me and my team to look out for your best interests. I look forward to your house warming party. :0)
Buying a home can be stressful, so find people you trust to work with and keep yourself sane. Choosing Joe to secure a mortgage will ensure you have as smooth a loan process as possible.
Reply from Owner
December 26th, 2018 12:00 AM
Thank you for this kind review. It's very much appreciated. You were great to work with and I look forward to working with you in the future.
Joe and Kayla are a great team to work with. They explained the entire process extremely well. They are very easy to talk to and take the time to answer any questions. They are also so readily available for anything needed. We highly recommend...
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Reply from Owner
December 14th, 2018 12:00 AM
Thank you so much for the kind words. It's much appreciate. You were great to work with too!
I would highly recommend using team Spisak for your loan application. I found Kayla and Joe very helpful walking me through the process. It has been a long time since I last applied for a loan and things have changed. It was good to work with...
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Reply from Owner
November 27th, 2018 12:00 AM
Thank you so much for this kind review. You were great to work with and were feel fortunate that you chose to work with us. Feel free in reaching out any time with any questions!
Waterstone Mortgage went above and beyond to support us in purchasing our first home. Not only did they respond to our questions quickly but would also respond in the later hours of the evening to ensure that we knew the process and could move...
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Reply from Owner
September 20th, 2018 12:00 AM
Thank you for this very nice review! You two were great to work with too.
Simply the best mortgage company!
Reply from Team Spisak at Waterstone Mortgage ...
September 4th, 2018 05:03 PM
Thank you for the recommendation, Hani!
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions