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Joe Soto at CrossCountry Mortgage - Regional Vice President | NMLS #175142 in Cypress, CA

Joe Soto at CrossCountry Mortgage

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Regional Vice President | NMLS #175142

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School of Hard Knox
School of Hard Knox
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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School of Hard Knox
School of Hard Knox
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Reviews from Web
  • Zillow
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    Katie M
    Posted on July 13th, 2023 05:25 PM
    Working with Joe was so effortless and relaxed! He took care of so many things so that we could focus on the other aspects of buying a house. He was so quick to respond to all of our questions, and he made us feel very taken care of. He was...
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    Terry N
    Posted on July 8th, 2023 06:05 PM
    Joe and his team are first class! Excellent communication, flexibility on finance options, and extremely helpful in explaining scenarios, terms, the process, what to expect, etc. Highly recommended.
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    Paola V
    Posted on June 19th, 2023 10:40 PM
    La verdad que es súper recomendable! Joe es super atento, se tomo el tiempo de explicarnos absolutamente todo. Nunca habíamos sacado un crédito por lo que teniamos muchisimas dudas. Estuvo pendiente y disponible en cada paso del proceso. Y...
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    E R
    Posted on March 2nd, 2023 11:25 PM
    E guilleaume is my married name: We bought a house a year ago it was our first house, and the Soto team helped us every step of the way answering all our questions and just being there for us! I would highly recommend them and will use them...
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    Mark L
    Posted on July 28th, 2022 07:25 AM
    This review is a long awaited one! Joe had been “courting” me for a while. Sending me things to catch my attention (AIDA) which of course I immediately RND’. Why remake the wheel? Relentless and persistent he was and of course you want that...
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    Carl A
    Posted on May 23rd, 2022 03:30 PM
    Joe Soto has always gone the extra mile for my wife and myself, whether it was finding a way to secure a mortgage or assessing the requirements for a possible reverse mortgage. He is always ready to provide the extra time and effort to do what's...
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    Reply from Owner
    June 20th, 2026 11:37 PM
    Thank you Carl! :)
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    Swastika R R
    Posted on May 23rd, 2022 04:45 AM
    Joe Soto at CrossCountry Mortgage has received a review with 5 star rating from Swastika R R
    Reply from Owner
    May 23rd, 2022 02:09 PM
    thank you!!! :)
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    Jeffrey S
    Posted on March 3rd, 2021 11:59 PM
    I've had the pleasure of working with Joe for about 7 years now, and I can assure you that he is by far one of the best lenders you will ever have the opportunity to work with. The team is excellent at communication, follow up and just doing...
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    Reply from Owner
    May 23rd, 2022 02:10 PM
    I appreciate you Mr. SImons!! :)
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    Kim P
    Posted on January 11th, 2021 03:42 AM
    I can't say enough about Joe Soto and his amazing team. He made miracles happen for me and my client and got the job done with flying colors. He went up and beyond for my client and appreciate all his hard work. Joe walked my client through...
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    Reply from Owner
    May 23rd, 2022 02:10 PM
    You're the bomb Kim!!! :)
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    Client C
    Posted on January 6th, 2021 12:08 AM
    Very friendly, very timely, and full of knowledge! If you're looking for a lender, make sure to reach out to Joe & his team!
    Reply from Owner
    May 23rd, 2022 02:10 PM
    Thank you Jessica!!!
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789
    Products & Services
    Mortgage Lender
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    What is the Search Rank Score®?
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    Education
    • School of Hard Knox
      Finance & Real Estate
      Doctor's Degree
      Jan 2010
      School of Hard Knox logo
    Positions
    • Cross Country Mortgage - Branch Manager
      Aug 15th, 2018 - Current
    Memberships
    • NAHREP Top 250
    • PWR Memeber
    • Scotsman Guide Top LO
    • View All

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 175142
    Gallery
    Joe Soto at CrossCountry Mortgage - Gallery Photo
    Videos
    video
    video
    video
    video
    Achievements
    • #1 Loan officer in US (according to my Kids)
    Hobbies
    • Father, Husband, all-around good guy
    • Move my body everyday
    • Go Yankees
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS