Joe Misconin
Loan Originator | NMLS# 1159657
Joe Misconin, a Cleveland native, has been in the mortgage industry since 2014 and is a seasoned Mortgage Loan Originator at Howard Hanna Financial Services. As a local lender he is consistently able to find you the best loan for you and wh... Show More
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Joe is fantastic at communicating throughout the transaction and incredibly efficient! The best!!
Reply from Joe Misconin
January 13th, 2026 02:43 PM
I truly appreciate the support and the trust, it means a lot and doesn’t go unnoticed. Looking forward to continuing to work together!
Joe was very helpful and patient throughout the entire proces.
The communication and depth of information gathered for and about the loan making it easier for us to process and understand better.
Reply from Joe Misconin
December 3rd, 2025 03:23 AM
Thank you for the review, Antonio, and congrats on the new home! You were a pleasure to work with!
The entire process has been incredibly efficient and straightforward, and everyone I've interacted with has been incredibly helpful and supportive.
Reply from Joe Misconin
December 3rd, 2025 03:24 AM
Mark, thank you for your business! I'm glad I could deliver a great experience for your purchase!
Joe made this BBYS transaction smooth and effortless throughout the process for my clients. All parties were kept informed and updated in a timely manner, and always there to answer any questions. Thank you!
Reply from Joe Misconin
November 26th, 2025 04:47 PM
Thank you for the review and continue business, Sean!
Joe was super patient, informative, and transpa about the whole process. I felt comfortable during each step because Joe made sure I knew what to expect. He took the time to educate me, which made me feel more empowered.
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Reply from Joe Misconin
November 7th, 2025 10:43 PM
Congrats on the home purchase and especially on that below market OHFA rate!!! Thank you for your business, Hailey!
communication super transaction
Reply from Joe Misconin
October 29th, 2025 01:54 PM
Thank you for your business and partnership. I truly appreciate the opportunity to work together and be part of your team. Your trust means a lot and I look forward to helping more clients together in the future!
All contacts, including Joe, were very responsive and willing to answer any question, no matter how basic it was. They were all a great sanity check and made the lending and house buying process very smooth.
Reply from Joe Misconin
October 24th, 2025 03:34 PM
Thank you for your kind comment, John! It was a pleasure working with you, and I truly appreciate you choosing Howard Hanna and me to assist with your financing. Wishing you many wonderful years of happiness in your new home!
We had an unusual situation where i I was unsure if I was going to buy alone or with my daughte. I had Joe figuring multiple pre- approvals. He was very patient with my many questions and explained everything thoroughly. I always went to him...
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Reply from Joe Misconin
September 29th, 2025 02:43 PM
Thank you for your busines, Teresa! Congrats on the new home and thank you for taking the time to comment on your experience!
Efficient and transparent.
Reply from Joe Misconin
September 23rd, 2025 04:39 PM
Thank you, Michael, for your business and support!
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About
Joe Misconin, a Cleveland native, has been in the mortgage industry since 2014 and is a seasoned Mortgage Loan Originator at Howard Hanna Financial Services. As a local lender he is consistently able to find you the best loan for you and where you want to live. With this expertise he is able to quickly and accurately get your home loan approved and, even more importantly, closed on time.
As one of the top agents in the area he has over a 99% closing ratio and has received multiple awards for his work with his clients. He will ask you questions to understand your goals, clearly explains the home buying process, and sets forth the proper expectations from day one. His responsiveness has led to his clients using him multiple times for their purchases.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
Mortgage Loans
Conventional Loans
FHA Loans
VA Loans
USDA Loans
OHFA (Ohio Housing Finance Agency) Loans
Physician Loans
1st Time Home Buyer Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1159657
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.