Joe Misconin
Loan Originator | NMLS# 1159657
Joe Misconin, a Cleveland native, has been in the mortgage industry since 2014 and is a seasoned Mortgage Loan Originator at Howard Hanna Financial Services. As a local lender he is consistently able to find you the best loan for you and wh... Show More
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though the interest rates are not ideal right now, and it was awful to look at that number, Joe was amazing and would help us at every turn even into the late evening
Reply from Joe Misconin
August 16th, 2026 07:28 PM
I appreciate you recognizing my availability for you, Kristi! And please know that I do monitor the rates daily so when there is an opportunity to refinance I will be in touch again!
Joseph made everything easy for us. He is so great in everything
Reply from Joe Misconin
August 1st, 2026 04:17 PM
Thank you for the complimentary review and thank you for your trust and business!
Good communication, helpful personnel, easy to complete loan application through app
Reply from Joe Misconin
July 29th, 2026 04:38 PM
Thank you so much for the kind review! I’m glad to hear that the communication was clear and that you found the app easy to use throughout the loan process. It was a pleasure working with you and I truly appreciate your trust and business!
We appreciated the guidance, the clear step by step layout of everything that was going to take place, and help finding the most affordable choice.
Reply from Joe Misconin
July 27th, 2026 03:11 PM
Thank you for your review and business, Montana! It was a pleasure to help you through the home buying process!
“An outstanding person and a great communicator.”
Reply from Joe Misconin
July 23rd, 2026 03:36 PM
Thank you, Bledar, for your business and I am happy to have been able to help you through this process!
Joe was a great help throughout the whole process. Was always available and provided clear communication during the whole process. Very thankful I was able to work with him.
Reply from Joe Misconin
July 14th, 2026 03:43 PM
Thank you so much for the wonderful review, Ben! It was truly a pleasure being part of your home-buying journey. I sincerely appreciate the trust you placed in me throughout the process. Congratulations on your new home and I wish you many...
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Joe was fantastic, he explained evertthing everything very clearly for us during the process. He answered any questions any time of day and made the process very easy.
Reply from Joe Misconin
April 13th, 2026 03:03 PM
Thank you, Angelica! You were a pleasure to work with! I wish you many years of happiness and health in your new home!
Joe was very communicative with my clients, kept me up to date throughout the whole process and was able to close the loan on time!
Reply from Joe Misconin
April 13th, 2026 03:02 PM
Thank you, Clare! You are a valued partner and I'm happy to have been able to come through for you and your clients!
Joe is extremely responsive and genuiely helpful when it comes to the mortgage process. He was able to help us through a challenging situation with the seller and never made us have any doubts. Excellent service and communication!
Reply from Joe Misconin
March 30th, 2026 02:07 PM
I'm gald to hear that I was able to help you navigate that challenge, Lauren! Thank you for your continued business!
Joe did an outstanding job handling my clients’ mortgage from start to finish during their home purchase, especially as they were buying a second home from out of state. He took the time to walk them through every step of the process, making...
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Reply from Joe Misconin
March 24th, 2026 03:25 PM
Really appreciate you saying that, Sean, means a lot! That was definitely a quick-moving deal, but your client was great to work with and made it easy to keep everything on track. Glad we were able to keep things smooth and get it across the...
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About
Joe Misconin, a Cleveland native, has been in the mortgage industry since 2014 and is a seasoned Mortgage Loan Originator at Howard Hanna Financial Services. As a local lender he is consistently able to find you the best loan for you and where you want to live. With this expertise he is able to quickly and accurately get your home loan approved and, even more importantly, closed on time.
As one of the top agents in the area he has over a 99% closing ratio and has received multiple awards for his work with his clients. He will ask you questions to understand your goals, clearly explains the home buying process, and sets forth the proper expectations from day one. His responsiveness has led to his clients using him multiple times for their purchases.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
Mortgage Loans
Conventional Loans
FHA Loans
VA Loans
USDA Loans
OHFA (Ohio Housing Finance Agency) Loans
Physician Loans
1st Time Home Buyer Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1159657
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.