Joe McMeans
Senior Loan Officer
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Business Hours
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24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe and his team never fails !!! I've had the pleasure of working with them twice now, I'd never go anywhere else!! Not only is Joe extremely reliable and trustworthy, He takes the time to educate you not only in your current process but future...
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Reply from Owner
March 31st, 2026 12:00 AM
Jared—this truly means a lot, thank you! It’s been an absolute pleasure working with you and Amber, and I’m grateful for the trust you’ve placed in me not just once, but twice. Taking the time to make sure you understand both the current process...
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Joe and his team were excellent and made the process extremely easy. I loved their efficiency and their ability to get the job done but also take the time to be personable.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for the kind words, Will! I'm truly grateful for your review and even more grateful that we could make your experience smooth and enjoyable. It means a lot to hear that the efficiency came through while still feeling personal—that’s...
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Joe and his team were excellent and made the process extremely easy. I loved their efficiency and their ability to get the job done but also take the time to be personable.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for the kind words, Will! I'm truly grateful for your review and even more grateful that we could make your experience smooth and enjoyable. It means a lot to hear that the efficiency came through while still feeling personal—that’s...
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Joe is very knowledgeable and helpful in the mortgage process . His is just downright awesome to work with . This is our 2nd time using him . Wouldn’t us anyone else
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thanks so much Beth! I'm honored Thank you so much for the great review! I’m truly honored that this is your second time trusting me with one of the biggest purchases of your life… that means the world to me. It’s always a blast working with...
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Joe is very knowledgeable and helpful in the mortgage process . His is just downright awesome to work with . This is our 2nd time using him . Wouldn’t us anyone else
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thanks so much Beth! I'm honored Thank you so much for the great review! I’m truly honored that this is your second time trusting me with one of the biggest purchases of your life… that means the world to me. It’s always a blast working with...
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Joe was great in helping us with our unusual situation. Any time I had a question or concern, he had an answer within minutes. He took the time to explain everything very thoroughly, which I really appreciated. Would recommend to anyone. Thanks...
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Reply from Owner
December 10th, 2025 06:01 PM
Thank you so much for the kind words! It was genuinely a pleasure working with you both. Your situation was definitely unique, but that’s what I love about this job—figuring out the puzzle and making it all come together smoothly. I’m thrilled...
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Joe was great in helping us with our unusual situation. Any time I had a question or concern, he had an answer within minutes. He took the time to explain everything very thoroughly, which I really appreciated. Would recommend to anyone. Thanks...
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Reply from Owner
January 7th, 2026 12:00 AM
Thank you so much for the kind words! It was genuinely a pleasure working with you both. Your situation was definitely unique, but that’s what I love about this job—figuring out the puzzle and making it all come together smoothly. I’m thrilled...
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"I can't say enough good things about working with Joe McMeans and his team. From day one, they were proactive, transparent, and extremely thorough. They kept me updated at every stage, ensured I received the best possible rate, and was available...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Wow, thank you so much, Megan! Reading this just made my whole week – seriously. I’m honored that you trusted us with one of the biggest purchases of your life, and I’m beyond grateful that we were able to take some of that stress off your...
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"I can't say enough good things about working with Joe McMeans and his team. From day one, they were proactive, transparent, and extremely thorough. They kept me updated at every stage, ensured I received the best possible rate, and was available...
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Reply from Owner
December 5th, 2025 12:00 AM
Thank you so much for your thoughtful review! It truly means a lot. My team and I are committed to keeping things transparent, proactive, and stress-free, so I’m thrilled to hear that you felt supported every step of the way. Even when unexpected...
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⭐⭐⭐⭐⭐
Joe McMeans and team made the entire mortgage process seamless, even while I was out of country, with exceptional communication, guidance, and support before and after closing. Highly recommend.
Reply from Joe McMeans at Atlantic Coast Mortg...
December 5th, 2025 02:43 PM
Naomi! Thank you so much for the kind words and the 5-star review! It was genuinely a pleasure working with you, and I’m thrilled we were able to keep everything running smoothly even while you were overseas. Making the process stress-free...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)