

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
⭐⭐⭐⭐⭐Outstanding Service from Joe McMeans & Team — Truly Above and BeyondI cannot say enough positive things about my experience working with Joe McMeans, VP for Mortgage Lending at Citywide, and his exceptional team. From start to finish,...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for this incredible review. It truly means a lot. It was an absolute pleasure working with you, and I’m grateful you put your trust in me and my team throughout such an important milestone. Even with the added challenge of...
read more
⭐⭐⭐⭐⭐Outstanding Service from Joe McMeans & Team — Truly Above and BeyondI cannot say enough positive things about my experience working with Joe McMeans, VP for Mortgage Lending at Citywide, and his exceptional team. From start to finish,...
read more
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for this incredible review. It truly means a lot. It was an absolute pleasure working with you, and I’m grateful you put your trust in me and my team throughout such an important milestone. Even with the added challenge of...
read more
⭐⭐⭐⭐⭐Outstanding Service from Joe McMeans & Team — Truly Above and BeyondI cannot say enough positive things about my experience working with Joe McMeans, VP for Mortgage Lending at Citywide, and his exceptional team. From start to finish,...
read more
Reply from Owner
December 5th, 2025 12:00 AM
Thank you so much for this incredible review. It truly means the world to me and my team. We’re grateful you trusted us—especially while navigating everything from overseas—and I’m glad we could make the process smooth, clear, and stress-free...
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As first-time home buyers, we couldn’t have asked for a better mortgage loan officer. Joe McMeans knows all the ins and outs of the home buying and loan process. Plus, he’s an absolute joy to work with. His work ethic is truly exceptional—he...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Phil! Thank you so much for this incredible review! It truly means the world to me. Helping you through your first home-buying experience was an absolute pleasure, and I’m grateful you put your trust in me for such an important milestone....
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As first-time home buyers, we couldn’t have asked for a better mortgage loan officer. Joe McMeans knows all the ins and outs of the home buying and loan process. Plus, he’s an absolute joy to work with. His work ethic is truly exceptional—he...
read more
Reply from Joe McMeans at Atlantic Coast Mortg...
December 2nd, 2025 05:21 PM
Wow – thank you so much for taking the time to write this! Reading your review honestly just made my whole week. Helping first-time buyers like you two cross the finish line into your new home is the very best part of what I do, and knowing...
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As first-time home buyers, we couldn’t have asked for a better mortgage loan officer. Joe McMeans knows all the ins and outs of the home buying and loan process. Plus, he’s an absolute joy to work with. His work ethic is truly exceptional—he...
read more
Reply from Owner
December 3rd, 2025 12:00 AM
Wow, thank you – this absolutely made my day! Working with you both was a total joy. First-time buyers like you make this job so rewarding, and I’m thrilled I could take the stress out of the process and get you to the closing table smoothly....
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Joe McMeans and his team at Citywide were a blast to work with, and made the home buying process a breeze! Buying a home is stressful, but Joe went above and beyond to ensure we had all the necessary information. He was available at all times...
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Reply from Owner
November 22nd, 2025 02:32 PM
Thank you so much for the amazing review, Scott! It was truly a pleasure working with you both. I’m glad we could make the process feel smooth and stress-free, and I appreciate your kind words about the team. We’re always here—day or night—to...
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Joe McMeans and his team at Citywide were a blast to work with, and made the home buying process a breeze! Buying a home is stressful, but Joe went above and beyond to ensure we had all the necessary information. He was available at all times...
read more
Reply from Owner
December 7th, 2025 12:00 AM
Thank you so much for the amazing review, Scott! It was truly a pleasure working with you both. I’m glad we could make the process feel smooth and stress-free, and I appreciate your kind words about the team. We’re always here—day or night—to...
read more
Joe McMeans and his team at Citywide were a blast to work with, and made the home buying process a breeze! Buying a home is stressful, but Joe went above and beyond to ensure we had all the necessary information. He was available at all times...
read more
Reply from Owner
November 24th, 2025 12:00 AM
Hi Scott! Thank you so much for the amazing review! It was truly a pleasure working with you both. I know buying a home can feel overwhelming, so I’m grateful we could help make the process smooth and stress-free. My team and I are always here...
read more
Great experience working with Joe McMeans quick response to any questions or concerns
Thanks Joe great loan oficer
Reply from Owner
November 11th, 2025 02:33 PM
Thank you so much for the great review! I’m glad I could be there to answer your questions quickly and make the process smooth from start to finish. It was a pleasure working with you, and if you ever need anything in the future, I’m always...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)