Joe McMeans
Senior Loan Officer
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe was easy to work with and always answered the phone and my questions.
Reply from Owner
April 13th, 2026 12:07 PM
TJ, I really appreciate you taking a minute to share that—thank you. Being available and making sure your questions are answered clearly is something I take seriously, so I’m glad that stood out during your experience. It was great working...
read more
Real cool guy and easy to work with. Always answered the phone and all my questions.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
TJ — I really appreciate you taking the time to share this. It was great working with you, and I’m glad I could be there whenever you needed answers along the way. That’s always my goal—keep things simple, stay accessible, and make sure you...
read more
Real cool guy and easy to work with. Always answered the phone and all my questions.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
TJ — I really appreciate you taking the time to share this. It was great working with you, and I’m glad I could be there whenever you needed answers along the way. That’s always my goal—keep things simple, stay accessible, and make sure you...
read more
Joe was easy to work with and always answered the phone and my questions.
Reply from Owner
May 7th, 2026 12:00 AM
TJ, I really appreciate you taking a minute to share that—thank you. Being available and making sure your questions are answered clearly is something I take seriously, so I’m glad that stood out during your experience. It was great working...
read more
I recently worked with Joe on refinancing my mortgage, and I couldn’t be happier with the experience. From start to finish, Joe was professional, knowledgeable, and incredibly responsive. He took the time to clearly explain every step of the...
read more
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Garrett, I really appreciate you taking the time to share this—thank you! It was a pleasure working with you & Danielle, and I’m glad we were able to put you in a stronger financial position with a great rate. Don’t hesitate to reach out anytime—I'm...
read more
I recently worked with Joe on refinancing my mortgage, and I couldn’t be happier with the experience. From start to finish, Joe was professional, knowledgeable, and incredibly responsive. He took the time to clearly explain every step of the...
read more
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Garrett, I really appreciate you taking the time to share this—thank you! It was a pleasure working with you & Danielle, and I’m glad we were able to put you in a stronger financial position with a great rate. Don’t hesitate to reach out anytime—I'm...
read more
Joe and his team never fails !!! I've had the pleasure of working with them twice now, I'd never go anywhere else!! Not only is Joe extremely reliable and trustworthy, He takes the time to educate you not only in your current process but future...
read more
Reply from Owner
February 15th, 2026 05:33 PM
Thank you so much for the incredibly kind words — it truly means a lot to me and my team! The fact that you’ve trusted us not once, but twice, is something I don’t take lightly. Our goal is always to make the process smooth, clear, and stress-free...
read more
Joe and his team never fails me !!! I've had the pleasure of working with them twice now, I'd never go anywhere else!! Not only is Joe extremely reliable and trustworthy, He takes the time to educate you not only in your current process but...
read more
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for the incredible review, Amber — it truly means a lot to me and my team. Working with you (not once, but twice!) has been an absolute pleasure. I’m grateful for the trust you place in me and my team. My goal is always to...
read more
Joe and his team never fails me !!! I've had the pleasure of working with them twice now, I'd never go anywhere else!! Not only is Joe extremely reliable and trustworthy, He takes the time to educate you not only in your current process but...
read more
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for the incredible review, Amber — it truly means a lot to me and my team. Working with you (not once, but twice!) has been an absolute pleasure. I’m grateful for the trust you place in me and my team. My goal is always to...
read more
Joe and his team never fails !!! I've had the pleasure of working with them twice now, I'd never go anywhere else!! Not only is Joe extremely reliable and trustworthy, He takes the time to educate you not only in your current process but future...
read more
Reply from Owner
March 7th, 2026 12:00 AM
Thank you so much for the incredibly kind words — it truly means a lot to me and my team! The fact that you’ve trusted us not once, but twice, is something I don’t take lightly. Our goal is always to make the process smooth, clear, and stress-free...
read more
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)