

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe was incredibly helpful throughout the process of buying my first home! He was always quick to respond, attentive to my questions, and made everything feel much more manageable. I truly appreciated his guidance and support every step of...
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Reply from Owner
May 5th, 2026 12:00 AM
Alyson, thank you so much for the kind words—I really appreciate it. It was a pleasure helping you through your first home purchase, and I’m glad I could make the process feel more manageable along the way. You asked great questions and stayed...
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Joe was the best very professional and personable. He answered any questions I had throughout the entire process. Also he always made him self available by phone, which was very helpful throughout the closing. Would recommend to all!
Reply from Owner
May 3rd, 2026 04:55 PM
Luke — I really appreciate you taking the time to share this. It was a pleasure working with you. Clear communication and being available when you need answers is a big part of how I try to do business, so I’m glad that made a difference throughout...
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Joe was the best very professional and personable. He answered any questions I had throughout the entire process. Also he always made him self available by phone, which was very helpful throughout the closing. Would recommend to all!
Reply from Owner
May 7th, 2026 12:00 AM
Luke — I really appreciate you taking the time to share this. It was a pleasure working with you. Clear communication and being available when you need answers is a big part of how I try to do business, so I’m glad that made a difference throughout...
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We couldn’t have asked for a better experience with our lender, Joe. From start to finish, he went above and beyond to make sure everything came together for us. There were nights he worked late into the evening, running numbers and exploring...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hailey, thank you so much for the kind words—this truly means a lot to me. It was an absolute pleasure working with you, and I’m really glad we were able to find the right path forward and get you to the finish line smoothly. Buying a home...
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We couldn’t have asked for a better experience with our lender, Joe. From start to finish, he went above and beyond to make sure everything came together for us. There were nights he worked late into the evening, running numbers and exploring...
read more
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hailey, thank you so much for the kind words—this truly means a lot to me. It was an absolute pleasure working with you, and I’m really glad we were able to find the right path forward and get you to the finish line smoothly. Buying a home...
read more
I couldn’t be happier with the experience I had working with Joe on buying my home. He made the process quick, easy, and he saved me time and money. Couldn’t recommend him more.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Cory, I really appreciate you taking the time to share this—thank you. I’m glad we could make the process smooth and efficient for you, and even more so that we were able to save you both time and money along the way. That’s always the goal....
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I couldn’t be happier with the experience I had working with Joe on buying my home. He made the process quick, easy, and he saved me time and money. Couldn’t recommend him more.
Reply from Owner
April 28th, 2026 12:00 AM
Cory, I really appreciate you taking the time to share this—it means a lot. I’m glad we were able to make the process smooth and efficient while putting you in a strong position financially. Congrats again on the new home, and I’m always here...
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Joe was absolutely amazing to work with! He kept us well informed throughout the process and made himself available every step of the way. There was a miscommunication about closing day and we were able to resolve it within hours. After closing...
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Reply from Owner
April 13th, 2026 12:11 PM
Hi Brittnee! Thank you so much for taking the time to leave such a kind review! I'm truly glad I was able to help you and your family through the process. I really appreciate you mentioning how we stayed in close communication — that’s always...
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Joe was absolutely amazing to work with! He kept us well informed throughout the process and made himself available every step of the way. There was a miscommunication about closing day and we were able to resolve it within hours. After closing...
read more
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Brittnee, thank you so much for the kind words—I really appreciate you taking the time to share this. It was a pleasure working with you, and I’m glad we were able to quickly get everything back on track with closing day. Communication and...
read more
Joe was absolutely amazing to work with! He kept us well informed throughout the process and made himself available every step of the way. There was a miscommunication about closing day and we were able to resolve it within hours. After closing...
read more
Reply from Owner
May 7th, 2026 12:00 AM
Hi Brittnee! Thank you so much for taking the time to leave such a kind review! I'm truly glad I was able to help you and your family through the process. I really appreciate you mentioning how we stayed in close communication — that’s always...
read more
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)