Joe McMeans
Senior Loan Officer
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
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24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe made the whole process so much smoother for us from start to finish. We started as a refinance but decided we wanted to sell and buy instead. Joe switched gears and gave us the best options to move forward. He’s very knowledgeable, responds...
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Reply from Owner
June 28th, 2026 12:00 AM
Thank you so much, Braden! I really appreciate your kind words and your trust throughout the process. I'm glad we were able to pivot from refinancing to buying and selling while finding the option that made the most sense for your goals. Every...
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Joe McMeans and his team worked diligently on our home loan while displaying extensive expertise and knowledge. They kept us up to date while seamlessly and promptly organizing everything. They made this a great experience I pray so many more...
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Reply from Owner
June 1st, 2026 11:27 PM
Thank you so much, Elisa! Your kind words truly mean a lot to me and my team. We strive to provide clear communication, expert guidance, and a smooth process from application to closing, so it's wonderful to hear that reflected in your experience....
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Working with Joe was a great experience from start to finish. Would highly recommend him and his team to anyone else going through the home buying process.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you, Rick! It was a pleasure helping you and Elisa through the home buying process. My team and I work hard to make the experience as smooth and stress-free as possible, so we're grateful for your trust and kind words. Congratulations...
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Working with Joe was a great experience from start to finish. Would highly recommend him and his team to anyone else going through the home buying process.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you, Rick! It was a pleasure helping you and Elisa through the home buying process. My team and I work hard to make the experience as smooth and stress-free as possible, so we're grateful for your trust and kind words. Congratulations...
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Joe McMeans and his team worked diligently on our home loan while displaying extensive expertise and knowledge. They kept us up to date while seamlessly and promptly organizing everything. They made this a great experience I pray so many more...
read more
Reply from Owner
June 7th, 2026 12:00 AM
Thank you so much, Elisa! Your kind words truly mean a lot to me and my team. We strive to provide clear communication, expert guidance, and a smooth process from application to closing, so it's wonderful to hear that reflected in your experience....
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Highly recommend Joe McMeans and his team of dedicated professionals to anyone involved in the home buying process. They were very helpful and made the entire experience enjoyable from start to finish.
Reply from Owner
June 2nd, 2026 12:00 AM
Hi Rick! Thank you so much for the highly recommended review! We truly appreciate you trusting us with your home-buying journey. Our goal is always to make the process as smooth and enjoyable as possible, so it’s wonderful to hear that you...
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Joe is very knowledgeable and responsive! Highly recommend!
Reply from Joe McMeans at Atlantic Coast Mortg...
May 21st, 2026 12:05 PM
Thank you so much, Miranda! I truly appreciate the kind words and your recommendation. It was a pleasure helping you through the process, and I’m always here if you ever need anything in the future. Thanks again for trusting me with your home...
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Joe McMeans has received a review with 5 star rating from Miranda S
Reply from Owner
May 21st, 2026 12:05 PM
Thank you so much, Miranda! I truly appreciate your recommendation. It was a pleasure helping you through the process, and I’m always here if you ever need anything in the future. Thanks again for trusting me with your home financing needs!
Joe McMeans has received a review with 5 star rating from Miranda S
Reply from Owner
June 7th, 2026 12:00 AM
Thank you so much, Miranda! I truly appreciate your recommendation. It was a pleasure helping you through the process, and I’m always here if you ever need anything in the future. Thanks again for trusting me with your home financing needs!
Joe was incredibly helpful throughout the process of buying my first home! He was always quick to respond, attentive to my questions, and made everything feel much more manageable. I truly appreciated his guidance and support every step of...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Alyson, thank you so much for the kind words—it really means a lot. Helping guide you through your first home purchase was an absolute pleasure. I’m glad I could make the process feel more manageable and be there whenever you needed clarity...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)