

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Joe helped immensely. He is kind, funny and above all very professional. He made this process of purchasing a home so much easier. Joe is a great guy and I absolutely would refer him to anyone purchasing a home.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much, Kat & Randy! You were both a joy to work with and I'm so excited for you both as you start the next chapter in your own home! I'm always here if you need anything.
Joe went over and beyond to help me and made sure I understood the whole process. I am so thankful he didn't give up on me for the past couple of years.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thanks so much, Steph! It was truly a pleasure working with you and I look forward to working with you more on the real estate side. Reach out anytime you need anything!
very fast and efficient service. Joe kept us in loop on everything that was needed to complete the loan process. Very good customer service. Would definety recomend.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
It was great working with you. Thanks again for putting your trust in us.
Joe was quick at responding and sending us estimates when we were looking at houses. He had a lot of information and made himself available to reach at any time.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Elisa! I thought about you and Chris this morning. I hope you are enjoying your new home! Thanks again for leaving your feedback and please know that I'm always available if either of you have any questions.
We were very happy with the services Joe provided us. He took the time to make sure we understood everything through every step for the application process, all the way up through to us closing on the house. Very smart and very professional....
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hey Alex! I hope you and Tracey are loving your new home! Taking a minute to say hello and remind you that I'm always here if either of you need anything. I appreciate the feedback you left and will continue monitoring refinance opportunities...
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Joe and his team are efficient ,attentive and help you every step of the way from pre-qualification to the closing of your house. I couldn't have asked for a better team that helped make the buying process a smooth transaction. I would recommend...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Penny! Thought about you and Sean this morning, so I figured I'd say hello! I Hope the two of you are loving your new home and the midstate is treating you both well. Thanks again for the wonderful review. Reach out anytime with questions....
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We thought Joe did a great job in answering all of our questions and concerns.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hey Tracey! I hope you and Alex are loving your new home! Taking a minute to say hello and remind you that I'm always here if either of you need anything. I appreciate the feedback you left and will continue monitoring refinance opportunities...
read more
Joe was very attentive to all of my mortage needs and was prompt in getting back to me whenever I contacted him. He was knowledgable on mortgage strategies, and I believe he gave me excellent advice!
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Candy! I thought about you this morning. I hope everything is going perfect in your new home and life is treating you well! I am still monitoring future opportunities for you, but in the meantime, if you have any questions please reach out....
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Hey was just an overall awesome and great guy! Very communitacive.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Erik & Sarah! Almost seven months in your new home...time flies! Thought about you two this morning and just wanted to check in. I hope everything is going great in your new home! I'm always here if you have any questions. Never hesitate...
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Joe is incredible at his job. He made the entire process so simple and made sure we knew what was happening at every step of the way. He is dedicated to not only the profession, but his clients. I highly recommend Joe for your mortgage needs...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hey Josh! Thanks again for your feedback. Just checking in with you and Erin. I hope everything is going great as homeowners! Reach out anytime if you need anything!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)