

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Very attentive and took the time to explain a lot of the process and smaller details with us. The whole team made the entire process as easy as possible for us.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Zach & Maddie - I thought about the two of you today. I hope everything is going amazing in your beautiful new home! Just want to thank you again for your feedback and remind you that I'm always here if you have questions or want to bounce...
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It was a great experience working with Tidewater. They were with me every step of the way of buying my new home. Would recommend.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Jordan! Almost one full year since you bought your home! I hope everything is going wonderful. Reach out anytime if you have any questions or want to bounce ideas off of me. I'm continually monitoring opportunities to lower your payment...
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Joe was amazing to work with. This was my first time purchasing a home and it could not have gone any smoother. Joe kept me up to date on everything I needed to know, answered all my questions, and walked me through every step of the process....
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Joe was incredibly transparent throughout the entire process. As a first time home buyer, I continuously had questions about receiving my loan. Joe and his team were always quick to respond with answers. Joe turned what seemed to be something...
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Joe was very professional, answered our questions in a timely manner and was on top of everything as we pursued the purchase of a new house, new business location, and a beautiful property. Joe worked very hard and was able to get it done for...
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Very personable and willing to do anything for his clients. He talked to me when he was on vacation and stopped in a grocery store parking lot to talk us through everything. Definitely going to refer him to all my friends! Thanks again for...
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Joe was incredibly helpful as my fiancé and I were buying our first home. He was not only very responsive, but made sure we were knowledgeable every step of the way. We truly couldn’t have done it without him.
Joe has gone above and beyond every step of the way. I wouldn’t have wanted to work with anytime else.
Any problems that arose, I called Joe and he helped us through. Joe is professional at his job and very knowledgeable about everything.
Joe walked us through everything and followed up quickly!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)