

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
There were many things, but a few things that stood out the most. First was just how easy you made it, to no only understand, but do. Second, was the communication. Everything was explained, and in a way that you can understand. Also, answering...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you, Nick! It was great working with you throughout the process of purchasing your new home! It's always an honor to help family members of those I've worked with before. Thank you for placing your trust in me, and please remember I am...
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Joe is very responsive and always on top of things. He was able to get the numbers right where we needed them to be.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you Kari! I really enjoyed helping you and Ryan through your new home purchase! I was really impressed with your composure amidst all of the life changes your family has happening at once. I was pleased with how smooth the process went...
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Straight forward advice.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you for taking the time to leave your feedback. One of the biggest joys in my career is helping Veterans reach their homeownership goals. Thank you for the opportunity to do that again. Reach out if you ever need anything.
Joe was in constant contact and readily available to answer any questions. Very pleasant to deal with.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you for taking the time to leave your feedback, Marie! It was a pleasure working with you and I hope you have a lovely time moving back home after all these years! Reach out if you ever need anything. I'm always here to help!
Great communication, always had answers to my questions anytime.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you Alexandra! I am excited for you and Andrew as you move into your new home! It was great working with you and please do not hesitate to reach out if either of you ever need anything!
Mr. McMeans was very prompt on returning my initial inquiry on obtaining financing for my home which presented some difficulties that he and his team successfully navigated and achieved closing on my new home with very favorable financing that...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you, Mike! I am thankful I had the opportunity to work with you and your family again. I appreciate you kind words for sure, but don't forget to pat yourself on the back. Your responsiveness to our requests played a big role in making...
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Joe's excellence as a lender can be attributed to several key factors. Firstly, his adeptness at asking insightful questions to understand your unique financial situation and goals allowed him to tailor his services specifically to your needs....
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Wow, Sabir! Thank you so much for the thoughtful comments. You encapsulated everything I strive to be for every client I have the opportunity to work with. It was such a joy working with you and this review undoubtedly shows your appreciation...
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The short response time for questions, Joe’s availability and expertise
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Joshua - Thank you so much for taking the time to leave a review! It was great working with you and Billy and I'm so excited for you both! Beautiful home! Never hesitate to reach out with questions or guidance moving forward. I'm always here...
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Joe was excellent at communicating and explaining everything. He was fast to respond and was a pleasure to work with. I would highly recommend him to friends and family members and already have.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thanks Greg! It was great working with you and getting to know you through the process. It's always an honor to help folks like you, that serve our community day in and day out, achieve their goals. Your response time to every request made...
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From our first call to Joe we knew we were in good hands. He really made this very stressful and complex process quite easy for us. Through the whole mortgage process, he was so responsive to our calls and questions, we always knew exactly...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thanks Jess! You and Greg were wonderful to work with. I'd like to take all of the credit for how smooth the process was for you two, but your responsiveness and availability throughout played a huge factor. Pat yourselves on the back. I'm...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)