Joe McMeans
Senior Loan Officer
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Joe! He understood my needs, and worked hard to help me. He is an excellent communicator and asset to veterans. I would highly recommend Joe and tidewater to any vet who needs mortgaging services.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Jason, my brother! I appreciate your feedback. I'm glad our paths crossed and everything fell into place. You are in a better position today and I am confident that we have a solid game plan moving forward. Thank you for putting your faith...
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Joe is something else. His attention to detail and caring for his customers is second to none. Joe really does care that I get the best deal I can. I appreciate what he has done for me and my family to secure our new home!
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you for taking the time to leave a review, Scott! Lisa and I are excited for you and Samantha. Your new home is absolutely breathtaking! Here's to many years of happiness in your little slice of heaven. Congratulations, brother!
We were very stressed about all the information that we had to supply. Not Joe’s fault. He was doing his job. The mortgage company is very demanding.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Marty & Deb - Thank you for taking the time to leave a review. I'm glad we were able to get you to the finish line and now you are closer to family! As we discussed many times, the documentation needed was a result of Fannie Mae guidelines,...
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Joe was great! He explained everything so thoroughly and made the process of buying a new house SO easy. We could not have asked for a better experience. Highly recommend!
Reply from Joe McMeans
June 29th, 2026 02:48 PM
James & Shannon - Thank you so much for taking the time to leave a review. I thoroughly enjoyed working with you and I hope you are already enjoying your beautiful new home! I'm always here if you have any questions or need some guidance. Congratulations!...
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Mr. McMeans was very transparent along the way. Answered all my questions and concerns.
I much appreciated the step-by-step instructions. No surprises. Wonderful experience.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you Monika! You and Brian were a joy to work with and please reach out anytime you have questions or would like guidance. Wishing the two of you many memories in your beautiful new home!
I met Joe last year when I was looking for a home mortgage loan. At that time Joe took an hour of his time to educate me and teach me what I needed for the loan. He guided me step by step in what I should do to consolidate my debts and bring...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Julio! Thank you so much for taking the time to leave this review. The smile on my face grew with every sentence. This is EXACTLY how I hope everyone feels when working with me. It's what I strive for daily. We are family. Thank you, brother!...
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Joe kept me informed at ever step along the journey. It turns out he is an old family friend, so I knew he was going to be reliable.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you, Alek! It was a nice surprise to find out our family connection. Congratulations on your new home!
Joe was amazing. He walked us through every step. I had zero complaints for Joe, however we did have a few hiccups with Amy Adams. She was unresponsive to emails in a timely manner, she never answered the phone when I had attempted to call...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thanks again for taking the time to leave a review. I was thinking about you and the family this morning. I hope everything is going wonderful in your new home! Reach out if you need anything, any time!
Joe was great to work with and made this process very easy. I appreciate his patience more than he could imagine!
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you, Karissa! I appreciate the kind words. Lisa & I are excited for you and Dennis as you start the next chapter in your journey! Congratulations and never hesitate to call or text if you need anything! Enjoy your beautiful new home!
The open communication and explanation throughout the process was awesome!!
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thanks Dennis! I'm thankful for the opportunity to help a lifelong friend achieve his goals. I'm proud of you and excited for you and Karissa. I'm always available if you have any questions or need guidance. Congrats, brother!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)