

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Joe went above and beyond in helping us with our mortgage, we really appreciate all of the help he provided for us !
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you for taking the time to leave your feedback, Kai! It was a pleasure to help you an Lily achieve your homeownership goals. Reach out anytime, I'm always here to help!
Joe made this process the easiest it could ever be. He responds very promptly, and explains everything so simply. Will absolutely be recommending him to friends and family for future services.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you for the glowing review! I'm thrilled to hear that I was able to help make the process so seamless and clear for you and Kasey. I truly appreciate your kind words and your recommendation to friends and family. Joe and our team look...
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Joe McMeans has received a review with 5 star rating from Ashok V
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for your review, Ashok. I look forward to helping you and your family through this journey!
Joe McMeans has received a review with 5 star rating from Ashley B
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for your review. I look forward to helping you through this journey!
There are not enough words to describe the excellent service that was provide by Joe. From the initial phone call to the day of closing on the house Joe was beyond exceptional. He was always available to answer any questions and help in any...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for the stellar review, Donna! It was such an honor working side-by-side with you to make your move back to PA a reality. Don't forget to pat yourself on the back. Your patience, tenacity, and flexibility played a major factor...
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Joe McMeans has received a review with 5 star rating from Joshua S
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you, Josh!
Every question we had was answered and we got responses back immediatel.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you, Michaela! It was a pleasure helping you and Brayden navigate the process. Reach out anytime you have questions - I'm always here to help. Congrats on your beautiful new home!
Joe had me pre-approved in less than 24 hours. start to finish was about 40-45 days . Joe linked me up with the PHFA deal, where a previous lender did not even explore that option. Joe made himself available all days of the week including early...
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Reply from Joe McMeans
March 29th, 2025 12:00 AM
Thank you so much for your feedback, Eldon! It has been an honor to help you achieve you goals in buying your beautiful new home, and making a new friend. You were amazing to work with and I couldn't be happier for you. I look forward to helping...
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Joe had me pre-approved in less than 24 hours. start to finish was about 40-45 days . Joe linked me up with the PHFA deal, where a previous lender did not even explore that option. Joe made himself available all days of the week including early...
read more
Reply from Owner
August 7th, 2025 12:00 AM
Thank you so much for your feedback, Eldon! It has been an honor to help you achieve you goals in buying your beautiful new home, and making a new friend. You were amazing to work with and I couldn't be happier for you. I look forward to helping...
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All of my questions no matter when or how silly were always treated with importance. The entire time we navigated through this, it felt like we were doing confidently. Dealing with the other people while purchasing the house. The chaos, confusion...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for your feedback, Alona! I am so happy for you and your family! So thankful for the opportunity to play a role in this huge milestone for all of you! Reach out anytime you have questions!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)