

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Joe was beyond helpful in getting our first home. We went with a conventional loan and were able to close in a month due to the quick response time and expertise of Joe and his team. My wife and I greatly appreciated Joe as our mortgage loan...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for your kind words! It was a real pleasure helping you and your wife purchase your first home. I’m glad we could make the process smooth and move things along quickly for you. Congratulations again on your new home, and I...
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My wife and I worked with Joe McMeans to close on our first home and we couldn't have asked for a better mortgage loan officer. As first time homebuyers the process could be overwhelming, but Joe was fantastic with his quick response time and...
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Reply from Owner
August 7th, 2025 12:00 AM
What an incredible journey! From our first conversation to the day you got the keys, you and your wife made the process such a pleasure for me and my team. I’m thrilled we could get you into your first home so quickly, and it means a lot to...
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Top-notch mortgage loan officer, Joe was always quick to respond, answering all of our questions with clarity and professionalism. My wife and I went with a conventional loan for our first home. Joe was a key factor in making the process smooth...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
I really appreciate you taking the time to share this! Helping you and your wife into your first home was a true privilege, and I’m so glad the process felt smooth from start to finish. Closing in under a month took great teamwork, and I’m...
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My wife and I worked with Joe McMeans to close on our first home and we couldn't have asked for a better mortgage loan officer. As first time homebuyers the process could be overwhelming, but Joe was fantastic with his quick response time and...
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Reply from Owner
August 3rd, 2025 05:51 PM
What an incredible journey! From our first conversation to the day you got the keys, you and your wife made the process such a pleasure for me and my team. I’m thrilled we could get you into your first home so quickly, and it means a lot to...
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Working with Joe McMeans was an absolute game-changer in my journey to becoming a first-time homeowner. From day one, he was incredibly knowledgeable, patient, and always available to answer my questions, no matter how small. Joe took the time...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Anthony, thank you so much for your thoughtful and generous review. It was truly an honor to help you through your homebuying journey—especially as a Veteran, your service means a great deal, and I’m grateful I could play a part in helping...
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As a first time home buyer I was quickly overwhelmed with the process, but Joe and his team were helpful and available the whole time. Professional and personal was the experience I had working with them. It felt as if I had a friend or family...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for your kind words! It truly means a lot to me and my team that you felt supported and confident throughout the entire home-buying process. Being a first-time homebuyer can be overwhelming, and I’m really glad we could help...
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We had a great experience working with Joe. He was incredibly knowledgeable and consistently gave us solid advice throughout the process. Anytime we had a question, day or night, he responded right away. His support and responsiveness made...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much, Danielle. You two were great to work with. I'm so happy for you both. I'm here anytime you have questions. Have a great weekend!
Pleasant, professional, responsive, knowledgeable. Thank you give Joe a raise
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for the 5-star review. It's been a pleasure getting to know you through the process and looking forward to meeting you at settlement! Hope you have a great day!
We had an excellent experience working with Joe. From the beginning, he demonstrated deep market knowledge, strong communication skills, and a genuine commitment to helping us achieve our financial goals. He was always available to answer questions,...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for your kind words and fantastic review! It was a pleasure working with you, and I’m thrilled to hear that my efforts to guide you through the mortgage process with clear communication and attention to detail made a positive...
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Joe is amazing! I am a first time home buyer and he made the entire process so easy. He is always available via phone or email. My boyfriend and I closed on our first home in June and Joe has still been in touch and answers any questions we...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much, Devan! You and Frank were a joy to work with and I am so happy for the two of you! As you know, I'm always available to answer any questions that come up, and I look forward to helping you and your loved ones for years to...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)