

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Joe was so helpful at any time we needed day or night and taught us a lot!
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you for leaving your feedback, Chance! I'm so happy for you and Robyn! Congratulations!
Joe had me pre-approved in less than 24 hours. start to finish was about 40-45 days . Joe linked me up with the PHFA deal, where a previous lender did not even explore that option. Joe made himself available all days of the week including early...
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Reply from Owner
March 26th, 2025 04:52 PM
Thank you so much for your feedback, Eldon! It has been an honor to help you achieve you goals in buying your beautiful new home, and making a new friend. You were amazing to work with and I couldn't be happier for you. I look forward to helping...
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Joe yad me pre-approved in less than 24 hours. start to finish was about 40-45 days . Joe linked me up with the PHFA deal, where a previous lender did not even explore that option. Joe made himself available all days of the week including early...
read more
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for your feedback, Eldon! It has been an honor to help you achieve you goals in buying your beautiful new home, and making a new friend. You were amazing to work with and I couldn't be happier for you. I look forward to helping...
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Joe is, by far and away, the BEST mortgage originator I have ever worked with! His attention to detail is unprecedented! His communication before, during, and even after, is far and above any financial guy or gal I’ve ever worked with! He really...
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Reply from Joe McMeans
February 28th, 2025 12:00 AM
Hi Ann! Thank you so much for the glowing review. Helping you, Steven, and the girls turn your vision into a reality during your relocation was just the icing on the cake. Getting to know you all so well over the past few months was the true...
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AMAZING EXPERIENCE, knowledgeable, fast, friendly and communication was always on point ! The process couldn't have went any smoother . 10/10 recommend and would use again !
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much, Amber! You were such a joy to work with and I'm so happy we were able to get everything squared away for you...in record time! Reach out anytime you need anything!
Joe is, by far and away, the BEST mortgage originator I have ever worked with! His attention to detail is unprecedented! His communication before, during, and even after, is far and above any financial guy or gal I’ve ever worked with! He really...
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Reply from Owner
February 11th, 2025 03:07 PM
Hi Ann! Thank you so much for the glowing review. Helping you, Steven, and the girls turn your vision into a reality during your relocation was just the icing on the cake. Getting to know you all so well over the past few months was the true...
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Joe is, by far and away, the BEST mortgage originator I have ever worked with! His attention to detail is unprecedented! His communication before, during, and even after, is far and above any financial guy or gal I’ve ever worked with! He really...
read more
Reply from Owner
August 7th, 2025 12:00 AM
Hi Ann! Thank you so much for the glowing review. Helping you, Steven, and the girls turn your vision into a reality during your relocation was just the icing on the cake. Getting to know you all so well over the past few months was the true...
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Joe was, literally, the BEST mortgage originator I have ever worked with. He was courteous, communicative, engaged, worked tirelessly and always gave prompt information when it was asked for or needed. I would recommend him in an instant! The...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Ann! Thank you so much for the glowing review. Helping you, Steven, and the girls turn your vision into a reality during your relocation was just the icing on the cake. Getting to know you all so well over the past few months was the true...
read more
Joe was the best referral ever given to me!! He made buying my home seem effortless. The process was quick and he stayed in communication with me the entire way through (day or night !). 100% would recommend him and his wife Lisa to anyone...
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Reply from Joe McMeans
February 4th, 2025 02:35 AM
Thank you so much, Amber! I sincerely appreciate the trust you placed in us, and the kind words. It was such a pleasure helping you and Jared achieve your goals. And thank you for pointing out the rock star that Lisa is. She’s the best!
Joe is professional and so great. He worked so hard to work through so many challenges in my home buy. He faced every challenge with my best interest. I can't say enough good things about him. I have already referred a friend and some family...
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Reply from Joe McMeans
January 29th, 2025 12:00 AM
Hi Sherri! Thank you so much for taking the time to share your experience and leave your feedback. I am so happy that my tenacity and commitment to you and your family shined through. Very few things make me happier than knowing that you and...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)