

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Joe is an incredible Loan Officer. He knows what he is doing. From beginning to end, he was very patient with all of my questions. He, and his incredible partner, and wife, Lisa, walked me through every step, with honesty and integrity, and...
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Reply from Joe McMeans at Atlantic Coast Mortg...
September 10th, 2025 07:41 PM
Thank you so much, Manuela. Have truly enjoyed getting to know you through the process. So excited for you and Marie!
Joe is an incredible Loan Officer. He knows what he is doing. From beginning to end, he was very patient with all of my questions. He, and his incredible partner, and wife, Lisa, walked me through every step, with honesty and integrity, and...
read more
Reply from Joe McMeans at Atlantic Coast Mortg...
September 10th, 2025 07:41 PM
Thank you so much, Manuela. Have truly enjoyed getting to know you through the process. So excited for you and Marie!
If you need a mortgage, Joe is the man to go to! I met him through my sister who got her mortgage from him. He helped me get to where I needed to be to qualify and today we closed on our first house! Joe responds quickly and walks you through...
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Reply from Owner
October 7th, 2025 12:00 AM
Thank you so much for your kind words and glowing review! I’m thrilled to hear about your experience and that you’re now a proud homeowner. It was a pleasure working with you, and I’m grateful for the trust you placed in me to guide you through...
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My wife and I worked with Joe McMeans to close on our first home and we couldn't have asked for a better mortgage loan officer. As first time homebuyers the process could be overwhelming, but Joe was fantastic with his quick response time and...
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Reply from Joe McMeans
August 29th, 2025 12:00 AM
What an incredible journey! From our first conversation to the day you got the keys, you and your wife made the process such a pleasure for me and my team. I’m thrilled we could get you into your first home so quickly, and it means a lot to...
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I had an excellent experience working with Joe on my first house buying experience. He is highly knowledgeable, professional, and made the entire process smooth and stress-free. Despite the complexity involved in this first time process, Joe...
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Reply from Joe McMeans
August 23rd, 2025 12:00 AM
Jake, thank you for the wonderful review! It was a pleasure working with you on your first home purchase. I’m thrilled to hear that my team and I could make the process smooth and stress-free for you. We always aim to be responsive and go the...
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I had an excellent experience working with Joe and his teams on my first house buying experience. He is highly knowledgeable, professional, and made the entire process smooth and stress-free. He is very responsive, helpful and always willing...
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Reply from Joe McMeans at Atlantic Coast Mortg...
August 19th, 2025 03:35 PM
Hi Jake! Thank you so much for your kind words! It was an absolute pleasure working with you on your first home purchase. I’m thrilled to hear that the process was smooth and stress-free for you. We strive to provide the best possible experience,...
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I had an excellent experience working with Joe on my first house buying experience. He is highly knowledgeable, professional, and made the entire process smooth and stress-free. Despite the complexity involved in this first time process, Joe...
read more
Reply from Owner
August 13th, 2025 07:44 PM
Jake, thank you for the wonderful review! It was a pleasure working with you on your first home purchase. I’m thrilled to hear that my team and I could make the process smooth and stress-free for you. We always aim to be responsive and go the...
read more
I had an excellent experience working with Joe on my first house buying experience. He is highly knowledgeable, professional, and made the entire process smooth and stress-free. Despite the complexity involved in this first time process, Joe...
read more
Reply from Owner
September 7th, 2025 12:00 AM
Jake, thank you for the wonderful review! It was a pleasure working with you on your first home purchase. I’m thrilled to hear that my team and I could make the process smooth and stress-free for you. We always aim to be responsive and go the...
read more
Joe and his team made it easy to complete everything for the home buying process. They gave me a list of what I needed to provide and I was able to view the loan progress on the website.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you for the kind review! I'm glad my team and I could make the home buying process smooth for you. We aim to keep things clear and straightforward, and it's great to hear the list we provided and the online tracking worked well for you....
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Joe and his team made it easy to complete everything. They gave me a list of what I needed to provide and I was able to view the progress on the website.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
I'm absolutely thrilled to hear about your experience! My team and I are over the moon that we could make your home buying process smooth and stress-free. It was our pleasure to provide a clear list of what you needed and to keep you updated...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)