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Joe Lombardi - Branch Manager & Loan Officer | NMLS ID #1730862

Joe Lombardi

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Branch Manager & Loan Officer | NMLS ID #1730862

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We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
0%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
    M
    Matt F
    Posted on July 16th, 2024 03:56 PM
    Tidewater is the absolute best. Joe and his team were the perfect mix of knowledgeable, patient, and guided us masterfully through the purchase of our first home. Eternally grateful doesn’t even begin to describe how we feel about the TW team!!!...
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  • Encompass
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    Matthew J F
    Neptune City, NJ
    Posted on July 16th, 2024 03:54 PM
    Joe and his crew were incredibly informative, patient, and knowledgeable. My wife and I truly appreciate everything they did to get us and our daughter into our first home. We will never forget all their hard work and would use them again in...
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  • google
    C
    Craig A
    Posted on July 16th, 2024 11:36 AM
    Joe was very knowledgeable, accessible, and helpful through the entire process. He gave us great advice and went above and beyond and we are soo grateful that we used him and Tidewater to get our mortgage.
  • Encompass
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    Craig A A
    Hazlet, NJ
    Posted on July 16th, 2024 11:35 AM
    Joe was very knowledgeable, accessible, and helpful through the entire process. He gave us great advice and went above and beyond and we are soo grateful that we used him and Tidewater to get our mortgage.
  • Encompass
    A
    Akash C
    Sanford, FL
    Posted on July 2nd, 2024 11:52 AM
    Quick and responsive and very informative.
  • Encompass
    A
    Allison J C
    Orlando, FL
    Posted on May 31st, 2024 07:00 PM
    Joe was there every step of the way for me, in most cases more than my realtor. He helped me navigate this journey of which we have been working on for 4 years. His discipline and guidance helped me make this possible. I am so grateful I was...
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  • write_review_unverified
    A
    Anthony M
    Posted on May 29th, 2024 12:31 AM
    Joe from Tidewater Mortage consistently provided me with exceptional service, demonstrating professionalism, knowledge, and dedication throughout the whole loan process. As a first time home buyer, I can praise Joe for his patience, thorough...
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  • Encompass
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    Daniel C
    Freehold, NJ
    Posted on May 19th, 2024 03:07 PM
    Joe was there for me every step of the way. The process to purchase this home was not straightforward and Joe helped me every way I needed. I will b continue to use Joe for any mortgage needs moving forward.
  • Encompass
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    Peter R E
    Ocean, NJ
    Posted on May 10th, 2024 03:45 PM
    Joe was there every single step of the way throughout my pre-approval and approval process for getting my mortgage. He seemed to reach out to me exactly at the right times when I was about to reach out to him, and when I did reach out with...
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  • Encompass
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    Christina C J
    Orlando, FL
    Posted on March 24th, 2024 12:38 PM
    Most of my experience with Joe was great. When things came down to the end and I had some questions and concerns that I asked lots of questions and about, I do not feel Joe handled it well. In a time I was having to trust and rely on a stranger,...
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  • 51–60 of 163
    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Positions
    • Atlantic Coast Mortgage - Branch Manager Loan Officer
      Nov 17th, 2025 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #1730862
    • Licensed in FL, NJ
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)