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Joe Lombardi - Branch Manager & Loan Officer | NMLS ID #1730862

Joe Lombardi

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Branch Manager & Loan Officer | NMLS ID #1730862

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We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
0%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Michael M
    Brick, NJ
    Posted on January 27th, 2025 11:02 PM
    joe is very informative patient and knowledgeable
    Reply from Joe Lombardi
    December 3rd, 2025 04:52 PM
    Thanks Michael!
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    Kevin C
    Posted on January 12th, 2025 03:23 PM
    From the start of the process, Joe provided extremely detailed and clear expectations for the entire process. He made it easy via text and emails what documentation was needed when and what our options were. We had a very quick closing, and...
    read more
    Reply from Joe Lombardi
    September 2nd, 2025 02:13 PM
    Thanks Kevin! Great working with you!
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    Kevin B C
    Asbury Park, NJ
    Posted on January 12th, 2025 03:23 PM
    From the start of the process, Joe provided extremely detailed and clear expectations for the entire process. He made it easy via text and emails what documentation was needed when and what our options were. We had a very quick closing, and...
    read more
    Reply from Joe Lombardi
    December 3rd, 2025 04:52 PM
    Thanks Kevin!
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    Thomas C
    Posted on November 5th, 2024 04:03 AM
    Joe is a great loan officer and was super helpful through our first home buying process!
    Reply from Joe Lombardi
    September 2nd, 2025 02:14 PM
    Thanks Thomas!
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    Thomas C
    Point Pleasant, NJ
    Posted on November 5th, 2024 04:02 AM
    Joe was very knolwedgable and accomodating. He was available any time we needed him
    Reply from Joe Lombardi
    December 3rd, 2025 04:52 PM
    Thanks Thomas!
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    Matthew D M
    Ocean, NJ
    Posted on September 3rd, 2024 03:35 PM
    Joe’s consistent communication and professionalism made this entire process seamless and exciting. We will absolutely continue utilizing his expertise moving forward and recommend to others as well.
    Reply from Joe Lombardi
    December 3rd, 2025 04:52 PM
    Thanks Matthew!
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    Jamie E R
    Colts Neck, NJ
    Posted on August 14th, 2024 03:46 PM
    Stayed on top of a very difficult escrow and always was in communication
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    Ray A
    Posted on August 3rd, 2024 01:42 PM
    Thanks much!!
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    Raymond A
    Manalapan, NJ
    Posted on August 3rd, 2024 01:41 PM
    Very supportive to any inquiry we had regarding our application process.
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    Chase E C
    Eustis, FL
    Posted on July 23rd, 2024 12:20 PM
    Joe is extremely helpful, educated, and always available to answer questions.
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    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Positions
    • Atlantic Coast Mortgage - Branch Manager Loan Officer
      Nov 17th, 2025 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #1730862
    • Licensed in FL, NJ
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)