

Joe Lombardi
Branch Manager & Loan Officer | NMLS ID #1730862

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Total communication and ease of information exchange
Joe is amazing and helped us so much by giving us the edge with the approval plus loan! He also was extremely responsive and professional. A pleasure to work with!! Thank you so much again Joe!!
Great experience! Although this was our second home purchase, the mortgage process is still complex especially in such a competitive New Jersey market. Joe was incredibly knowledgeable on all loan matters and helped us navigate every step with...
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Joe was very knowledgeable, helpful, friendly, and courteous. He kept us updated every step of the way and explained everything thoroughly.
It was a good experience because always available to talk about things we need like documents to go forward fast and easy through the app.
I really enjoyed working with Joe! He made the process very smooth, letting me know what was needed to get started. Throughout the process when things came up, he directed me what to do to resolve them. I couldn't have asked for anything more....
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Joe is a fantastic lender and is always availabel to answer questions. He helps every step of the way!
Joe is hands down the best mortgage loan officer we’ve ever worked with. Over the years, we’ve bought and sold multiple homes, and Joe has been a constant source of guidance, professionalism, and reliability through every transaction.What sets...
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Joe was so helpful throughout this process. He was very responsinve and always available for calls when we had questions. As a first time home buyer, this seemed like such a daunting process, but Joe made it much less confusing and stressful....
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Joe was on top of everything from start to finish throughout my home buying process. He was always available to pick up and my calls and answer any questions that came up. Very knowledgeable and extremely personable. Would highly recommend...
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Reply from Joe Lombardi
January 3rd, 2026 04:39 AM
Thank you Jeremy! Congratulations on the new home!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Branch Manager Loan OfficerNov 17th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #1730862
- Licensed in FL, NJ
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)