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Joe Lombardi - Branch Manager & Loan Officer | NMLS ID #1730862

Joe Lombardi

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Branch Manager & Loan Officer | NMLS ID #1730862

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We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
0%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
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    Zachary O
    FREEHOLD, NJ
    Posted on October 12th, 2026 06:23 PM
    Transparency about the rates from the team and working with us to our specific needs
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    Mauricio L
    KISSIMMEE, FL
    Posted on October 4th, 2026 05:59 PM
    Joe is very professional , we are very satisfied with your help on this process .
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    Benjamin G
    MANALAPAN, NJ
    Posted on September 19th, 2026 04:36 PM
    Very attentive to every detail. Any and every question I had Joe was ready to answer. Went above and beyond with every interaction. Couldn't imagine the process without his
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    Christina C
    HAMILTON, NJ
    Posted on August 18th, 2026 12:37 PM
    Joe made everything smooth and stress free for us. The whole process from start to finish was very easy to manage. He's very informative and handles his clients with care. Cannot recommend Joe and his team enough, 10/10!
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    Wendy R
    Pine Beach, NJ
    Posted on August 5th, 2026 03:59 PM
    JOE IS AMAZING !! He was extremely knowledgeable and explained every step of the process in a way that was easy to understand. He and his team made the entire experience smooth and stress free, and they were able to close on my home in less...
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    Ian D
    PARLIN, NJ
    Posted on August 1st, 2026 03:51 PM
    Joe L was helpful and patient with us every step of the way. Great guy!
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    Diane H
    New Smyrna Beach, FL
    Posted on July 29th, 2026 01:47 PM
    Total communication and ease of information exchange
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    Sevil S
    MANALAPAN, NJ
    Posted on July 17th, 2026 05:13 PM
    Joe is amazing and helped us so much by giving us the edge with the approval plus loan! He also was extremely responsive and professional. A pleasure to work with!! Thank you so much again Joe!!
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    Elizabeth K
    Martinsville, NJ
    Posted on July 7th, 2026 01:47 PM
    Great experience! Although this was our second home purchase, the mortgage process is still complex especially in such a competitive New Jersey market. Joe was incredibly knowledgeable on all loan matters and helped us navigate every step with...
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    Craig A
    Hazlet Township, NJ
    Posted on May 9th, 2026 04:22 PM
    Joe was very knowledgeable, helpful, friendly, and courteous. He kept us updated every step of the way and explained everything thoroughly.
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    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Positions
    • Atlantic Coast Mortgage - Branch Manager Loan Officer
      Nov 17th, 2025 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #1730862
    • Licensed in FL, NJ
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)